Category: Clothing & Fashion

从成交和贷款余额看 新东风无忧价值网

Shenzhen P2P city will develop more stringent regulations: interface according to the Shenzhen Financial Office statistics show that registered in Shenzhen commercial registration financial company has exceeded 2295, of which P2P platform occupy half, a total of 721, ranked first in the country. Liu Liang LL  He Xiaojun, director of the new Shenzhen financial office. Photograph: China vision in Shenzhen area, 2015, Oriental venture, e rent treasure, financing city and many other Internet financial companies suspected of illegal crime investigation by the police. The relevant departments of Shenzhen suspended the commercial registration of the enterprises in the beginning of 2016 and studied the supervision of the industry. This weekend in 2016 Seminar on the development of Internet financial industry norms, the public debut of the new Shenzhen finance office director He Xiaojun in regulating the development of the industry’s attitude is more firmly. Shenzhen, the first city of P2P, is a mixed blessing. At the end of December 2015, according to the Shenzhen Financial Office statistics show that registered in Shenzhen commercial registration financial company has exceeded 2295, of which P2P platform occupy half, a total of 721, ranked first in the country. From the transaction and loan balance, the turnover of about 230 billion yuan, ranking second in the country, ranked after Beijing; about 80000000000 yuan loan balance, ranking third in the country. However, according to the Shenzhen police, only as of October 2015, Shenzhen P2P platform alleged illegal fund-raising case 44, case 34 cases, preliminary statistics, involving investors more than 4.5 people, involving an amount of about 23.7 billion yuan. Shenzhen Internet Finance Association Secretary General Ceng Guang said, after the Spring Festival, Shenzhen City, the relevant departments will be on the Internet financial enterprises thoroughly, then introduced local regulations, rules will emphasize the role of information disclosure, disclosure rules of disclosure, disclosure, disclosure of the contents of the platform are stipulated in frequency. But to thoroughly diagnose the entire Shenzhen Internet financial enterprises will be a huge project. Chen Ying, director of Finance Office of Shenzhen financial office, laments that Shenzhen should be the first city of P2P. For the diagnostic and regulatory rules, Zeng said that Shenzhen’s situation is not the same platform, the situation is more complex, need time to thoroughly and put forward rectification opinions, and specific regulatory rules or will be in the mid year, the general idea is classification regulation, information disclosure platform rating, this direction. Some suggestions on regulatory details. Earlier, the first meeting of the Shenzhen Association of Internet Banking for the first session of the Executive Council, the association will have "guidelines and regulatory guidelines for rating and classification of" Internet financial industry to disclose relevant information submitted to the municipal finance office, the Municipal Office of finance decision. Shenzhen city finance office director Chen Ying financial department immediately responded, the next stage, finance office will proceed to study and formulate the Shenzhen P2P management approach, in the process of management system was established, the association will bear a lot of research, to participate in the drafting of guidelines or regulations. At the same time, the association will participate and take most of the financial regulatory responsibilities, opinions and suggestions on the management of the P2P collection of member units, in order to provide favorable ideas, promote. 深圳成P2P第一城 将制定更严格监管细则   来源:界面   据深圳金融办统计显示,在深圳商事登记注册的金融公司已突破2295家,其中P2P平台占据一半,总共721家,数量居全国第一。   刘亮LL  新任深圳金融办主任何晓军。图片来源:视觉中国   在深圳市辖区内,2015年,东方创投、e租宝、融资城等多家互联网金融企业涉嫌违法犯罪被警方调查。深圳市有关部门于2016年初暂停了有关企业的商事登记并研究对行业加强监管。本周末在2016年互联网金融行业规范化发展研讨会上,公开亮相的新任深圳金融办主任何晓军在规范行业发展的态度上更加坚决。   作为“P2P第一城”的深圳,喜忧参半。截至2015年12月底,据深圳金融办统计显示,在深圳商事登记注册的金融公司已突破2295家,其中P2P平台占据一半,总共721家,数量居全国第一。从成交和贷款余额看,其成交额约2300亿元,居全国第二,排在北京之后;800多亿元的贷款余额,居全国第三。   不过,据深圳警方通报,仅截至2015年10月,深圳P2P平台涉嫌非法集资案件44宗,破案34宗,经初步统计,涉及投资者4.5万多人,涉及金额约23.7多亿元。   深圳互联网金融协会秘书长曾光则透露,春节后,深圳市有关部门将对市内的互联网金融企业大摸底,而后将推出地方监管细则,细则中将强调信息披露的作用,披露规则将对披露平台、披露频率、披露内容均做出规定。   但要摸底整个深圳的互联网金融企业将是一项浩大的工程。深圳市金融办金融处处长陈颖则感叹,深圳应该是P2P第一城了。   对于此次摸底和监管细则的有关情况,曾光表示,深圳各家平台情况不一样,形势比较复杂,摸底需要一段时间并提出整改意见,而具体监管细则或将于年中出台,总体思路是分类监管、平台评级、信息披露这个大方向。   关于监管细则的一些建议内容。稍早时候,在深圳市互联网金融协会第一届常务理事会第一次会议上,协会已将《互联网金融行业相关信息披露制度指引以及评级与分类监管指引》提交给市金融办,交由市金融办决策。   而深圳市金融办金融处陈颖处长则当即回应,下一阶段,金融办将着手研究制定深圳P2P的管理办法,在管理办法研究制定过程中,协会将承担大量调研,参与指引或规范的起草工作。同时,协会将参与和承担很大部分金融监管职责,收集会员单位对P2P管理的意见和建议,以提供有利思路、促进行业规范发展、加强监管。   值得注意的是,深圳市金融办金融处陈颖处长还明确表示,如果银监会授权,金融办作为直接监管部门,协会会以自律和规范的方式介入行业,如果明确授权金融办是主管单位,协会将承担半监管和半自律的职能,一方面承担监管,另一方面反应行业困难和共性问题,然后行业协会向政府部门反馈。   何晓军在2016年互联网金融行业规范化发展研讨会上称,将坚决打击和取缔以网贷名义非法集资的非法金融活动并将加强信息披露,完善风险监测,守住不发生系统性风险发生的底线。   同时,何晓军对深圳互联网金融企业提出两点要求。他表示,一方面互联网金融的核心还是金融,而金融业的核心技术一直都是风控,因此互联网金融行业要尤其注意风控;另一方面,资金错配对于金融业非常关键,但很多机构没有资金错配的经验,进行短贷长借,从而最后造成流动性压力迅速冲击机构,因此互联网金融行业一定要重视资金错配问题。相关的主题文章:

retail price is as high as more than 35 yuan per kilogram. However 济宁医学院老校区

Nearly half of the price of mutton has been called sheep breeding Royal costs increased year by year drop than in 2013, but by the high sales price of mutton to decline when the loss is a foregone conclusion, farmers can do what   production capacity – reporter Li Yubo Inner Mongolia animal husbandry in the pastoral area in 2015 five, sheep population exceeded 100 million mutton production ranked first in the country. Since most of the mutton from Inner Mongolia grassland sheep, good quality, favored by consumers, the purchase price of mutton once reached 26 yuan per kilogram, retail price is as high as more than 35 yuan per kilogram. However, since July 2014, mutton prices continued to decline, the market downturn, Inner Mongolia lamb fell to the lowest daily purchase price of 15 yuan. According to the reporter, in January 2016, a few years ago by the people jokingly called "sheep Royal" mutton prices fell sharply, down nearly half than in 2013. The cost of mutton farming has increased, "in previous years, the lamb is about 40 Jin, and can be sold to more than 1200 yuan a.". This year, meat prices fell, a sheep can only sell to 600 yuan." Sharan Gogh Va said Inner Mongolia Right Banner of Xilinguole Meng herdsmen. What makes her helpless is that the sheep can only be sold cheaply, but the cost of raising sheep is rising. "Grass from 1000 yuan per ton rose to 1200 yuan now, the more the more lost money". Xiwuqi Qin’s hematoxylin Halaga Bartle bilige in Ulan herdsmen 15 yuan per catty to sell more than 50 sheep. He reluctantly said, "this year the price is low, the average one sold only 450 yuan, and in 2013 the price is about 1100 yuan."." Bartle bilige calculations to reporters, 300 sheep, forage by 3 months to be 30 thousand yuan, 10 thousand yuan, pull the water feed freight costs 10 thousand yuan, 50 thousand yuan is expected to sell more than 100 sheep, according to the current status of each about 500 yuan, loss is a foregone conclusion. The Inner Mongolia Autonomous Region price supervision bureau investigation cost in July 2015 ~8 months respectively in Inner Mongolia city of Bayannaoer, Xilinguole Meng and wulatehouqi Wulatezhongqi Zhenglanqi, Abagaqi, breeding costs and benefits of sheep and goats to carry out on-the-spot investigation. Survey results show that: since 2012, sheep breeding costs have increased year by year, while sales prices have declined year by year. In 2014, for example, the loss of $113.4 per sheep, improved sheep Wulatezhongqi loss of 259.66 yuan each, wulatehouqi goat loss of 258.25 yuan each. The Inner Mongolia Autonomous Region price supervision bureau investigation cost survey results show that the farmers own pasture forage all according to market prices, domestic employment in accordance with local labor price discounts are included in the cost, if the removal of these two factors, farmers can have a small amount of cash, but can still see the grim situation in sheep breeding in the data. Lower price also lowers the price of super terminal. Inner Mongolia Hohhot Meitong food wholesale market a mutton vendors told reporters, and from her lamb County of Hohhot City, the purchase price of 15 yuan per kilogram of whole sheep, she retail 16 yuan per catty. Although sheep theory 羊肉价格比2013年降了近一半 曾被称为羊贵妃   养殖成本逐年上升,羊肉销售价格却由高企到走低   当赔钱已成定局 养殖户还能做些什么   □本报记者 李玉波   内蒙古畜牧业生产能力位居全国五大牧区之首,2015年羊存栏突破1亿只,羊肉产量位居全国首位。由于内蒙古大部分羊肉来自草原羊,品质好,受到消费者青睐,羊肉收购价一度达到每斤26元,零售价更是高达每斤35元以上。但是,自2014年7月以来,羊肉价格持续下降,市场一片低迷,内蒙古羊肉最低时跌到每斤收购价15元。据记者了解,到了2016年1月,前几年被老百姓戏称为“羊贵妃”的羊肉价格大幅下降,比2013年降了近一半。   羊肉降价养殖成本却增加   “往年羔羊每只约40斤,能卖到1200多元一只。今年肉价下跌,一只羊只能卖到600元左右。”内蒙古锡林郭勒盟苏尼特右旗牧民萨仁高娃说。 让她无奈的是羊只能便宜卖了,但养羊的成本却在上升。“牧草从每吨1000元涨到现在的1200元,越存栏越赔钱”。   西乌旗沁旗乌兰哈拉嘎苏木牧民巴图毕力格以每斤15元卖了50多只羊。他无奈地说,“今年价格低,平均一只只卖了450元,而2013年的价格在1100元左右。”   巴图毕力格给记者算了一笔账,300只羊,草料备3个月需3万元、饲料需1万元、拉水运费1万元,预计5万元,需卖掉100多只羊,按目前状况每只约500多元,赔钱已成定局。   内蒙古自治区价格成本调查监审局在2015年7月~8月分别赴内蒙古巴彦淖尔市乌拉特中旗、乌拉特后旗和锡林郭勒盟正蓝旗、阿巴嘎旗,对绵羊、山羊的养殖成本及收益情况开展了实地调研。   调研结果显示:从2012年开始,羊的养殖成本逐年上升,而销售价格却逐年下降。以2014年为例,阿巴嘎旗每只绵羊要亏损113.4元,乌拉特中旗改良绵羊每只亏259.66元,乌拉特后旗山羊每只亏258.25元。   内蒙古自治区价格成本调查监审局的调查结果表明,将养殖户自有草场的牧草全部按市场价格折算,家庭用工按照当地劳动日工价折价全部计入成本,如果去除这两项因素的影响,养殖户能够有少量的现金收益,但仍能从数据中看出肉羊养殖的严峻形势。   收购价格降低也拉低了商超终端的价格。 内蒙古呼和浩特市美通食品批发市场一位卖羊肉的摊贩对记者说,她的羊肉来自呼和浩特市和林县,进价整羊每斤15元,她零售每斤16元。虽说羊肉价格下来了,可销量并不好,周一到周五每天仅能卖10只左右,周六、周日卖出的羊也超不过20只,降价并没有对羊肉销量产生影响。   记者在呼和浩特市几家大型超市采访时发现,这些超市售卖羊肉的柜台前,都没有多少顾客。   谁是价格低迷的幕后推手   “仅在大红城乡,全乡养羊的总数已经超过了10万只。而在2011年当地羊的存栏量仅为4万只,短短4年时间就增加了一倍多。养殖规模在500只以上的就有100多户。加之当前羊肉销售量上不去,一些养殖户把母羊都卖掉了。”呼和浩特市和林格尔县农牧业局养殖办主任苏开河说,当务之急是要防止羊肉价格大起大落。作为农业部指派的养殖专家,苏开河对和林格尔县及周边地区的养殖情况相当了解。据他介绍,从2012年开始,和林格尔县养羊的养殖户数量开始猛增,2013年更是创历史新高,一些城里人将资金投入到养羊行列。   他说,数量的上升,是羊肉价格下跌的一个原因。在和林格尔县有一家专门从事活羊收购和加工的企业――蒙羊公司。以前市场行情好的时候,蒙羊公司都是以高于市场价收购羊。在2014、2015年,由于市场不景气,蒙羊公司只收购签订合同养殖户手中的羊,收购价格上不去,养殖户大面积赔钱,明年养羊的人肯定会少,价格波动也是肯定的。   据记者了解,羊肉加工、销售企业也面临销售难题。内蒙古蓝天牧业有限公司的一位负责人告诉记者,羊肉难卖,一是牧民为了减轻牧草压力,羊肉集中上市;二是2014年我国大量进口羊肉。   “随着中澳自贸协定的签署,今年中国羊肉进口量也同比增长50%以上。同时据农业部数据显示,2015年1月~6月,全国肉羊存栏量同比增加15%;而进口羊肉每斤零售价比内蒙古的羊肉便宜近10元。”内蒙古农牧业厅相关人士分析,全国羊肉市场价格低位运行,拉低了内蒙古羊肉市场价格。与此同时,大量进口、外省和育肥羊进入本地市场,增加了选择余地,不少餐馆、商场销售进口羊肉,这也是影响内蒙古羊肉价格的主要因素。   困局如何解   记者在走访中还发现,从事畜牧业养殖的人员呈老龄化现象突出,大多都已年过五旬,儿女均在城里工作,不愿意回到牧区。还有一些劳动能力弱的老人雇工放牧,他们都担忧未来谁来接管他们的牧场和羊群。   据了解,2015年,内蒙古对农畜产品成本进行调查,通过对锡林郭勒盟和巴彦淖尔市牧区羊的生产成本及收益情况调查,了解到内蒙古在推进畜牧业规模化、产业化、专业化发展成效明显,但仍然存在一些突出问题,其中农村的养殖基础薄弱、效率不高、规模性的养殖发展缓慢,制约了畜牧业的发展。   内蒙古自治区价格成本调查监审局提出相关建议:内蒙古应综合考虑区域资源和羊肉生产基础,加大对羊肉主产区的扶持力度,鼓励羊肉加工企业建立养殖基地,以“企业+牧户”、“企业+协会+牧户”等形式,把分散的家庭生产联合起来,组织规模、集约化生产;扶持羊的加工企业重组联合,加强羊肉产品网络销售平台及配套冷链物流体系建设,推进品牌化运营;建立和完善羊肉储备制度,保障市场供需平衡;建立畜牧业稳定发展的长效机制,强化羊肉市场监管,从而加强本土羊肉产业发展。   内蒙古社会科学院经济研究所所长于光军认为,在内蒙古的羊肉产业发展中,政府要给加工、收储环节提供更多优惠政策,企业则应延长产业链来抵御价格波动带来的困境。 进入【新浪财经股吧】讨论相关的主题文章:

LTE link can also provide WiFi hot service for passengers and drivers 天津工商职业技术学院

Networked auto parts OBD Samsung MWC exhibition push new products – Sohu digital   [ZOL- Automotive Technology] recently, we learned that Samsung will be released on MWC  2016, called Connect  Auto OBD hardware devices, running Tizen system, with 4G  LTE network.         after a successful connection, the device can monitor the vehicle running status, through the analysis of the current mileage  , driving time and fuel consumption information to improve driving efficiency recommendations. According to reports, this OBD will not be directly connected with the mobile phone through Bluetooth, but through the device on the 4G  LTE network connected to the collected data and transmit location information to the cloud server, applications and users through the Android and iOS terminal can obtain almost real time Find  My  Car ("I find the car) function, running track, experts from the consumer report, can enjoy the protection measures and other security services and functions.         in addition, the 4G  LTE link can also provide WiFi hot service for passengers and drivers; Samsung said that after the product landed in the U.S. market in the second quarter of this year, telecom operator AT& T is the first operator to provide network services. Product plans will be released on the global market in the third quarter of this year. 联网汽车配件OBD 三星MWC展会推新品-搜狐数码  【ZOL-汽车科技】近日我们获悉,三星将在MWC 2016上发布一款名为Connect Auto的OBD硬件设备,运行Tizen系统,带4G LTE网络。     在成功连接之后,设备能够监测车辆的运行状态,通过分析当前行驶里程 、开车时间和油耗等信息提供改善驾驶效率的推荐。据介绍,这款OBD将不会通过蓝牙等方式直接连接手机,而是通过设备上的4G LTE网络连接将收集到的数据和定位信息传输至云端服务器,然后用户通过Android和iOS端的应用程序能够获得近乎实时的“Find My Car”(找回我的汽车)功能、行驶轨迹、来自专家的消费报告,可以享受使用的保护措施,其他安全服务和功能。     此外该4G LTE链接还能为乘客和驾驶员提供WiFi热点服务,三星表示产品在今年第二季度登陆美国市场之后,电信运营商AT&T是首家提供网络服务的运营商。产品计划将于今年第三季度在全球市场发售。相关的主题文章:

期限为3年 河西学院图书馆

The world bank issued the first RMB SDR bonds in China – Beijing, China News Agency, Beijing, August 31 (reporter Ding Dong) Chinese central bank and the world bank announced in Beijing on 31, the world bank initial SDR denominated bonds issued in the (SDR) China successfully, the issue size of 500 million SDR, for a period of 3 years, settlement this is the first currency into Renminbi denominated in Renminbi bonds SDR, help to improve the level of internationalization of the rmb. The same day at the World Bank (IBRD) denominated bonds issued in 2016 the first phase of the SDR ceremony, the people’s Bank of China vice president, director of the State Administration of foreign exchange, Pan Gongsheng said that the issue of active subscription attracted banks, securities and insurance as well as domestic investors overseas monetary authorities, international development institutions about 50 institutions the subscription ratio reached 2.47. Special drawing rights (SDR) is an international reserve asset created by the International Monetary Fund (IMF). As a supplement to the official reserve of member countries, the basket composed of four currencies, such as US dollar, euro, yen and sterling, is the benchmark. In 2015, the IMF announced that the RMB will join the SDR basket of currencies in October 1, 2016, which will expand the demand for special drawing rights and become an important step in the development of RMB as a reserve currency. Arunma Oteh, vice president of the world bank, says that SDR bonds allow investors to avoid the risks posed by changes in the single currency exchange rate and support the widespread use of the renminbi and the SDR. The central bank said the first phase of the world bank SDR valuation successfully issued bonds, denominated bonds reflects the SDR tools to circumvent the single currency interest rate and exchange rate risk, foreign investors diversified asset allocation advantage in favor of the rich China bond market trading varieties, are also used to expand SDR. Next, the central bank will continue to improve the SDR pricing bonds trading, settlement and other arrangements, and constantly improve the liquidity of SDR valuation bonds, and further promote the opening and development of China’s bond market. (end)

世界银行在华发行首只人民币结算SDR债券-中新网   中新社北京8月31日电 (记者 丁栋)中国央行与世界银行31日在北京宣布,世界银行首期特别提款权(SDR)计价债券在中国成功发行,发行规模为5亿SDR,期限为3年,结算货币为人民币,这是首只以人民币结算的SDR债券,有助于提升人民币国际化水平。   当天举行的世界银行(国际复兴开发银行)2016年第一期SDR计价债券发行仪式上,中国人民银行副行长、国家外汇管理局局长潘功胜表示,本次发行吸引了银行、证券、保险等境内投资者以及境外货币当局、国际开发机构等约50家机构的积极认购,认购倍数达到2.47。   特别提款权(SDR)是国际货币基金组织创立的一种国际储备资产,作为成员国官方储备的补充,目前以美元、欧元、日元及英镑四种货币组成的篮子为计价基准。国际货币基金组织于2015年宣布,人民币将于2016年10月1日加入SDR货币篮子,将扩大投资者对特别提款权的需求,也是人民币发展成为储备货币的重要一步。   世界银行副行长奥特(Arunma Oteh)表示,SDR债券令投资者有机会避免单一货币汇率变动带来的风险,支持人民币和SDR的广泛使用。   央行称,世界银行首期SDR计价债券的成功发行,体现了SDR计价债券规避单一货币工具利率和汇率风险、多元化境内外投资者资产配置的优势,有利于丰富中国债券市场交易品种,也有利于扩大SDR的使用。下一步,央行将继续完善SDR计价债券的交易、结算等安排,不断提高SDR计价债券流动性,进一步推动中国债券市场的开放与发展。(完)相关的主题文章:

and many cardholders are willing to do more credit cards to enjoy different bank credit card discounts. Survey shows that more than 4 credit card holders cardholders in terms of age mainly concentrated in between 31 to 40 years old 斯玛特卡余额查询

2015 pure magnetic stripe card holding rate dropped 10.81% (Figure) – according to Xinhua news agency, Sohu finance bank rate network to the latest research report shows that the following holds 3 bank credit card number has dropped, while holding the number more than 4 credit cards began to rise. At the same time, the popularity of chip cards in 2015 has also increased by a large margin, the security of pure magnetic stripe card popularity began to decline. The analysis thinks, on the one hand, the credit card issuing bank is no longer in staking, but began to hold his credit card for intensive and meticulous farming, and have a good record of repayment, the cardholder bank for issuing into customers, which cause more and more obvious one card "phenomenon. On the other hand, the bank credit card discount is becoming more and more detailed, and many cardholders are willing to do more credit cards to enjoy different bank credit card discounts. Survey shows that more than 4 credit card holders cardholders in terms of age mainly concentrated in between 31 to 40 years old, in Jiangsu, Zhejiang, Beijing and Shanghai four people up, annual income is mainly concentrated in 60 thousand yuan to 200 thousand yuan from 60 thousand yuan to 120 thousand, especially the most people, mainly concentrated in degree undergraduate. Survey also showed that in 2015, the popularity of chip cards increased significantly, corresponding to the pure magnetic stripe card holders reduced by 10.81%. With the credit card fraudulent events intensified, the magnetic stripe card security has been widely questioned, the card information storage capacity is small, easy to read magnetic stripe and forged, disadvantages of poor security began exposed, especially the poor security, easy to counterfeit problem. To this end, the central bank began to deploy to replace magnetic stripe cards use more secure chip card process since 2010, but until 2014, the bank began a large area for "core", in 2015 the chip card has made significant achievements. Bank rate network analyst Huaming believes that to improve the safety of credit card itself, to the cardholder and bank to bank as a financial institution should bear the primary responsibility for the credit card for the core of the cardholder more convenient.

2015年纯磁条卡持有率大降10.81%(图)-搜狐财经  据新华社电 银率网最新的调研报告显示,持有3张以下银行信用卡的人数有所下降,而持有4张以上信用卡的人数开始攀升。同时,芯片卡的普及率在2015年也有大幅度增长,安全性差的纯磁条卡普及率开始下降。  分析认为,一方面,目前银行信用卡发行上不再以“跑马圈地”为主,而是开始精耕细作,持有他行信用卡,并且有良好还款记录的持卡人成为银行争抢的发卡客户,这造成“一人多卡”现象越来越明显。另一方面,银行信用卡优惠日益细化,不少持卡人也愿意多办一些信用卡来享受不同银行信用卡优惠。  调查显示,持有4张以上信用卡的持卡人在年龄方面主要集中在31岁至40岁之间,以江苏、浙江、北京和上海四地的人最多,年收入主要集中在6万元至20万元,尤其以6万元至12万的人最多,学历主要集中在本科。  调查还显示,2015年芯片卡普及率大幅提高,与之相对应的是纯磁条卡持有人比例减少10.81%。随着信用卡盗刷事件愈演愈烈,磁条卡的安全性被广泛质疑,这种卡片信息存储量小、磁条易读出和伪造、保密性差等缺点开始暴露出来,尤其是保密性差、易伪造的问题。为此,央行从2010年就开始部署用安全性更高的芯片卡替代磁条卡的进程,不过直到2014年,银行才开始大面积进行换“芯”,2015年芯片卡的进展已经有了显著成效。  银率网分析师华明认为,提高信用卡本身的安全性,需要持卡人和银行共同努力,银行作为金融机构更应该承担主要责任,在信用卡换芯上给予持卡人更多的便捷性。相关的主题文章:

一到五点就起来绑卡了 湖北仙桃职业学院

Apple Pay into China debut in Alipay and WeChat have blocked UnionPay counterattack difficult Apple Pay into China debut in Alipay and WeChat have blocked UnionPay counterattack to the reporter Tao Shanghai report on every new product will allow users in mozheng state, probably only the Apple Corp to do. In February 18th, Apple Pay formally launched its first day in china. Mr. Shen to the senior fruit powder early in the twenty-first Century Economic Herald reporter Tucao: "I received notification from the bank’s five in the morning on the line, I have can’t sleep. I got up and tied up at one to five, but I tried unsuccessfully for many times. Always prompt to contact the issuing bank." It wasn’t until ten a.m. that he was able to bind China Merchants Bank credit card with apple wallet. Obviously, the enthusiasm of Chinese users, Apple Corp and UnionPay, as well as the major banks are not well prepared. The industry generally believe that Alipay and WeChat Apple Pay to challenge the existing market structure, high capacity and technical requirements of the terminal equipment load indicates that, in the short term is almost impossible to achieve. The system of congestion due to complain too much, the Apple Corp customer service explained in an twenty-first Century economic report said in an interview with reporters, Apple Pay is not connected to the part of the user Chinese area is mainly because the push itself needs a process, considering the server capacity, not open to all users at the same time. "Users can wait for the system to push, or they will set their own locations abroad." According to Apple customer service tips, more than two hours of time, the reporter has replaced more than one bank, construction bank, industrial bank and commercial bank card, no real. Even so, banks and online businesses are still playing the spirit and spare no effort to encourage users to bind cards using Apple Pay. Under the line business reaction is not timely, the core business district of the family convenience stores, McDonald’s and Pacific Coffee, some of the staff said do not know Apple Pay, and some even know that this product does not support the use of customers. Carrefour is expected to advance the situation, said Ying, chief marketing officer of more than Chinese District in an interview, "Apple Pay is a new way to pay, which involves system architecture and technology of apple, UnionPay and the banks of the three party, like Alipay and WeChat have been paid hundreds of millions of times the test after has been very mature. I think the first two or three months will be a phase of the soft landing of Apple Pay in China, and the users should be tolerant." In fact, even if all the users are involved in the technical challenges at the same time, it also shows that apple and UnionPay still have a long way to go. According to the official description of apple, Apple Pay NFC function, currently only support iPhone6 and above models, as well as Apple Watch, iPad Pro, iPad Air 2, iPad Mini 3 and iPad mini4. Publicly available data, iPhone6 in 10 on 2014

Apple Pay入华首秀遇堵 银联反击支付宝和微信有点难   Apple Pay入华首秀遇堵 银联反击支付宝和微信有点难   本报记者 陶力 上海报道   每一次的新品都能让用户陷入魔怔的状态,大概也只有苹果公司可以做到。   2月18日,Apple Pay正式在国内上线的第一天。资深果粉沈先生一早便向21世纪经济报道记者吐槽:“我收到银行通知是凌晨五点上线,我都睡不着。一到五点就起来绑卡了,但是尝试很多次都不成功。总是提示与发卡行联系。”直到上午十点多,他才顺利将招商银行信用卡与苹果钱包绑定。   显然,对于中国用户的热情,苹果公司和银联以及各大银行都还没有做好充足的准备。业界普遍认为,Apple Pay想要挑战支付宝和微信现有的市场格局,对终端设备的高要求和技术承载的能力预示着,短期内几乎不可能实现。   系统“拥堵”   由于抱怨太多,苹果公司客服在接受21世纪经济报道记者采访时解释称,中国区部分用户连接不上Apple Pay主要是因为推送本身需要一个过程,考虑到服务器的承受能力,没有在同一时段向全部用户开放。“用户可以耐心等待系统推送,或者自己将所在地区设置成国外。”   按照苹果客服的提示,两个多小时的时间内,记者先后更换了建设银行、兴业银行和工商银行的多张银行卡,无一张成功。尽管如此,银行和在线商家们依然打起十分精神,不遗余力地鼓动用户绑卡使用Apple Pay。线下的商家反应却并不及时,核心商业区的全家便利店、麦当劳和太平洋咖啡,有的店员表示压根不知道Apple Pay,有的即便知道有这个产品也不支持客户使用。   家乐福则提前预料到了这一状况,中国区首席市场官余莹接受采访时表示, “Apple Pay毕竟是一项全新的支付方式,它涉及到苹果、银联和银行三方的系统架构和技术,不像支付宝和微信已经经过了上亿次支付的考验后已经很成熟。我觉得前面两三个月,都将是Apple Pay在中国软着陆的一个阶段,用户也要宽容一点。”   事实上,即便是全部用户同时参与带来的技术挑战,也说明苹果与银联还有相当长的路要走。根据苹果官方说明,Apple Pay的NFC功能,目前只支持iPhone6及以上的机型,以及Apple Watch、iPad Pro、iPad Air 2、iPad mini 3和iPad mini4。   公开数据显示,iPhone6于2014年10月开始发售。当季销量为1320万部,2015年全球则约2.3亿部,中国区约5840万部。其中还包括了不支持NFC的其他早期机型。而Watch在中国的2015年销量为1200万台。   这意味着,具备Apple Pay功能的终端设备在中国不会超过8400万台,同时,这些用户还至少要有一张19家合作银行的银行卡。因此,Apple Pay的最终用户数与支付宝的4.5亿以及微信的2亿绑卡用户数相比,仍然存在巨大的差距。这使得,Apple Pay将成为一部分高端苹果用户的支付工具,而非全民覆盖。   补贴大战?   记者了解到,在美国,Apple Pay与VISA、万事达、美国运通等卡组织均有合作,获得近450家银行机构支持,支持150万家商户,上线一年交易额占美国零售交易额的1%,收费模式是基于现有的信用卡和借记卡收费结构,从发卡行收取费用,约为交易金额的0.15%或0.5美分。   一位不愿公开姓名的支付平台高层向21世纪经济报道记者透露,苹果在中国不可能拿到这么高的交易手续费。“国内商户已经习惯了低费率甚至是免费,别说0.15%,就算比这少十倍,都会嫌贵。”   他还认为,按照苹果一贯的作风,不可能主动补贴吸引用户使用Apple Pay。   然而,过去两年,微信和支付宝通过红包大战和线下消费补贴等方式,已经成功培养了用户的使用习惯。Apple Pay想要推广下去,也不能脱离补贴这一环节,只不过这个任务交给了它的伙伴银联和各大银行。   就在昨天,记者注意到,国内数十家报纸的广告头版均被各大银行承包,广告内容全部是号召用户使用Apple Pay,同时,还推出了大幅度的绑卡和支付优惠。不过,优惠形式以赠送积分和返现为主,并不如支付宝和微信的直接减钱来得直接。   去年双十二,支付宝和商家一共投入了10亿补贴,以一名上海消费者为例,从各大商家获得的封顶优惠高达200元。   银联和银行机构有多大决心参与到这场补贴大战,依然未可知。尽管苹果技术有了质的突破,NFC短期内也难成为市场主流。易观国际数据显示,在2015年第三季度的移动支付市场,银联商务仅占比0.49%,位列第八,远低于支付宝的71.51%、财付通的15.99%。 进入【新浪财经股吧】讨论相关的主题文章:

  现阶段 齐齐哈尔医学院地址

Why the rapid rise of housing prices in Shanghai Sohu Finance Analyst Chen Kaizhao, an analyst at the Swiss research center, pointed out that the soaring housing prices in Shanghai, from the driving force structure, improve, middle and high-end and luxury house transaction growth rapidly, just need to grow relatively weak. Reporter Shen Lang Shanghai reported in the past 4 months, businessman Wang Yuan (a pseudonym) looked at Yangpu, Hongkou, Zhabei small plate, found that prices rose two over a period of time related stock movements of three thousand yuan per square meter, "from 30 thousand (million square meters) 50 thousand yuan (see square m)"; after the Spring Festival, Zhang Wengang sold in the Minhang District of the 3 housing units have to change to the Hongkou school district room, within three days, the house price jumped 50 thousand. This is the current real estate market in Shanghai. In 2015, China’s real estate market in some cities under the uplink, Shanghai, a second-hand housing turnover of 49 million 860 thousand square meters, the total turnover of more than 1 trillion and 400 billion yuan, becoming the world’s largest market. Data from Ke Rui research center data show that more than 10 million of the total turnover of 7844 sets of flats, more than in 2014 sold 4842 sets, more than Beijing, Shenzhen, more than doubled; turnover also reached 130 billion yuan, an increase of 143%, higher than other cities. Shanghai second-hand housing market is also, a total of 360 thousand sets of transactions, a total of 30 million 460 thousand square meters, compared with 2014 increased by 113%, turnover reached 767 billion 800 million yuan, the data is 2 times the turnover of residential transactions, the amount of money is 1.6 times the size of a residential. Compared with other cities, second-hand housing turnover is almost 2 times Beijing, its transaction area is far more than other cities, the secondary housing market capacity in Shanghai ranked first in the country. In January 2016, Shanghai housing prices rose 1.24% year-on-year, up 19.29% qoq. So, why the rapid rise of housing prices in Shanghai? Two reasons for the rapid rise, on the surface, "rapid rise in housing prices" is the source of power to improve, middle and high-end, luxury demand outbreak. As housing prices rise, the assets of the housing group begin to expand, and net assets increase. "Rising housing prices" has two effects on the demand of the property market: investment effect and down payment threshold effect. Because prices rose faster, there is little change set, low price for the high price of the strong will, because the area is larger, the higher price, the same increase, the house value is more obvious. Chen Kun (a pseudonym) two years ago bought a house 3 million yuan (600 thousand mortgage Shoufu, 2 million 400 thousand), two years after the housing prices rose by 50%, so the house price is 4 million 500 thousand, after the sale, after paying off 2 million 400 thousand of bank loans and taxes, net cash on hand 2 million yuan, he can now buy 6 million 600 thousand of the high-end demand. If the house price does not rise, from 600 thousand to 2 million, if it depends on accumulation, it will take more than 5-10 years. Now house prices are rising, from 600 thousand to 2 million, one step in place, the original accumulation for the first payment of money can be used to pay the new mortgage. As a result, Shanghai commodity housing market overall presents such a scene: improvement, high end, luxury demand wave immediately after wave. Wave

上海房价为什么快速上涨?-搜狐财经   导读  克而瑞研究中心分析师陈开朝分析指出,上海房价的飙升,从驱动力结构看,改善、中高端和豪宅成交增长迅速,刚需增长相对乏力。  本报记者 沈浪 上海报道  在过去的4个月里,生意人王元(化名)看遍了杨浦、虹口、闸北的小区盘,发现价格过一段时间就涨二 相关公司股票走势 三千元 平方米,“已经从3万(元 平方米)看到5万(元 平方米)了”;春节过后,张文刚出售其位于闵行区的3房单元,要换到虹口的学区房,三天之内,房子总价跳了5万。  这就是当前上海的房地产市场。2015年中国部分城市房地产上行行情之下,上海一、二手房共成交4986万平方米,总成交金额超过1.4万亿元,成为全球第一大市场。  来自克而瑞研究中心的数据显示,1000万以上的豪宅共成交7844套,比2014年多卖4842套,比北京、深圳多卖了一倍以上;成交金额也达到1300亿元,同比增加143%,涨幅高于其他一线城市。  上海二手房市场亦然,共成交36万套,总计3046万平方米,较2014年大增113%,成交金额达到7678亿元,各项数据是一手住宅成交的2倍左右,金额则是一手住宅的1.6倍。与其他城市相比,二手房成交金额近乎是北京2倍,其成交面积套数也远超其他城市,二手房市场容量上海排在全国第一。2016年1月,上海房价同比涨1.24%,环比涨19.29%。那么,上海房价为什么快速上涨?  快速上涨两大原因  表面上看,“快速上升的房价”才是改善、中高端、豪宅需求爆发的动力之源。因为房价上涨,有房群体的资产开始膨胀,净资产增多。“房价快升”对楼市需求产生两个效应:投资效应与首付门槛降低效应。  因为房价快涨,人们有小套换大套、低总价换高总价的强烈意愿,因为面积越大、总价越高,同等涨幅,房子增值越明显。  陈昆(化名)前两年买了一套300万元的房子(首付60万,按揭240万),两年后房价上涨了50%,那么房子总价是450万,卖掉之后,付掉240万银行贷款和契税之后,手头净现金200万元,此时他可以购买660万的中高端需求。如果房价不上涨,从60万到200万,如果靠积累的话,需要5-10年以上的时间。现在房价一上涨,从60万到200万,一步到位,原来用于积累首付的钱可以用来支付新的按揭。于是,上海商品住宅市场整体呈现这样一番景象:改善、中高端、豪宅需求一波紧接一波。  克而瑞研究中心分析师陈开朝分析指出,上海房价的飙升,从驱动力结构看,改善、中高端和豪宅成交增长迅速,刚需增长相对乏力。一个解释是,此轮政策利好主要利好二套改善需求。但问题是,上海怎么突然涌现出不计其数的“壕”,买中高端和豪宅就像买白菜一样。这些人的钱到底从哪里来?  有些干扰项可以排除掉,比如股市,现在股市还很低迷,不可能对当前上海楼市起到支撑作用。还有,上海经济基本面好,富人本来就比较多,其实也很难解释这个现象。如果经济基本面好、富人多是支撑楼市的主要驱动力的话,早几年中高端和豪宅就应该是主力了,不会等到现在。就近三年看,上海就业人群的整体工资薪酬也比较平稳,基本是前几年赚多少工资,今年也赚的差不多。  陈开朝分析称:随着房价上涨,没有房的人越来越买不起房;有房的刚需群体开始跃升进入改善行列。所以最终的结果是,上海楼市的刚需驱动力越来越弱。  泰禾集团(000732.SZ)华东区投资总监王显巍认为上海房价较快上涨的局面短期内难以改变:“房价的影响因素非常多,但基本因素个人看来非常简单而清晰,即:供求关系决定房价涨跌;资金面决定是否过快上涨或下跌。”  王显巍进一步指出,上海随着城市的快速发展,可供开发建设土地已经非常紧张,目前住宅用地已经在逐年减少,并且未来将长期持续、难以扭转,最终上海将像深圳一样从增量开发转向存量开发;近年上海对外来人口的吸引力在全国来说是遥遥领先的,这也是公认的事实,供少需多之下,房价自然上涨。  王显巍认为,目前货币超发,股市风险大,实体经济不景气,好的投资渠道很少,加之房贷利率持续降低,所以上海楼市的资金面是非常充裕的,因此上海房价较快上涨的局面短期内难以改变。  政府欲调结构  在市场关注中介抬价,买卖疯狂的时候,上海政府正试图通过调整供地结构与户型供应结构减缓未知的隐性的风险。  此前的1月29日,上海市长杨雄公开表示,上海楼市限购措施不会改变;供应结构上,希望多增加一些中小户型的供应量。2月中旬,上海市政府发布的《关于进一步优化本市土地和住房供应结构的实施意见》流出,这份文件的核心内容是:今后一手住宅中小户型比例至少60-70%以上。  一名业内资深人士指出,这个规定对上海房地产市场未来的发展有非常重要的影响,优化住宅用地供应结构增加中小套型比例措施的出台,除了可以通过增加住宅供应套数来大大缓解供求矛盾,抑制房价过快上涨之外,还可以平抑地价的过快上涨,因为户型面积段的强制雷同,削弱了各开发商通过差异化竞争来提升售价的能力,相应地,地价也会受到抑制,从长远看,这也有利于房地产业的健康发展;至于提高商办物业的持有比例和年限,有利于促使开发商向运营商方向转型。  现阶段,上海楼市调控必须达到“促成交”和“控房价”双重目的。“促成交”是当前上海经济平稳发展的客观要求;“控房价”是上海保持经济活力和维护民生的内在要求。  但陈开朝指出,如果每个区域(板块)整齐划一地按规定比例来提高中小户型供应,可能达不到“控房价”和“促成交”的目的,却可能引发两大不良后果:一是产生结构性的去化难问题;二是激化中高端、豪宅市场供需矛盾,引发新一轮价格飙升。  目前上海商品住宅的消化周期只有4个月,整体处于供不应求的状态;但局部仍有不少难去化的库存,主要问题还是户型面积、功能结构与当前市场相脱离。换个角度看,其实是该种产品的供应超过了市场需求。在开发商自由决定的情况下,不会产生系统性的结构性死库存。而如果整齐划一实行中小户型占比不低于60-70%的硬性规定,特别是在中高端和豪宅需求强烈的内环内和热点内中环板块,有可能产生结构性的库存问题——改善需求人群够不着,中高端和豪宅人群看不上。  激化中高端、豪宅市场的供需矛盾的结果,就是引发新一轮价格快升。上海楼市今非昔比,2015年上海一手住宅“中高端和豪宅”的成交面积和金额分别占26.05%和45.68%,已是市场成交面积的第二主力和成交金额的第一绝对主力,绝对不能轻视。  因此,陈开朝认为,新政还有改善空间。根据新政,中心城区新增供应用地住宅中小户型配比不低于70%,这意味着中高端和豪宅的供应将大幅缩水。最终,原本可以在内外环之间得到满足的改善需求,被吸引到内环内和热点内中环板块;原本可以在内环内和热点内中环板块较好满足的中高端和豪宅,被严重挤压,得不到充分满足。长远下去,中高端和豪宅供不应求的矛盾被激化,中高端和豪宅房价将猛烈上涨。  21世纪经济报道记者独家获取的一份第三方机构为政府所做的咨询报告显示,在“十三五”期间上海建设用地新增前景不容乐观。比如截至2014年底,上海全市建成区面积3124平方公里,超过市域陆地面积的45%,与规划规模3226平方公里相比,只有102平方公里的空间。  而按照《中共上海市委关于制定上海市国民经济和社会发展第十三个五年规划的建议(讨论稿)》,《建议》提出的“十三五”时期逐年减少建设用地增量,规划建设用地总量实现负增长,就是到2020年要守住3185平方公里的红线,比原来的规划目标减少41平方公里。未来五年,新增建设用地只有约60平方公里,即平均每年新增建设用地量仅为约12平方公里(约1200公顷)。  而从2012~2014年过去三年招拍挂出让的建设用地规模来看年均已达到了20平方公里,新增建设用地供求严重不匹配将成为制约上海城市建设的一个重要因素。  该份报告建议:通过重点推进195地块的升级改造工作、加快转性分散市区的工业仓储用地、积极推进重大历史遗留项目的搬迁工作等方式解决十三五约束上海城市建设的问题。  长江证券一份研报则指出,京沪深三地因2015年房价上涨幅度过快,需求释放断层,短期有回调风险。但从中长期来看,京沪深因地理位置、产业结构、教育环境以及公共资源的优越性对外地居民具有强烈的吸引力,人口净流入量长期处于高位,基本面对行业需求具有显著支撑。(编辑 张星)  作者:沈浪相关的主题文章:

hereinafter referred to as the &quot 女版马加爵

China Air China and Lufthansa Group signed a cooperation agreement – the route associates Beijing in new Beijing on 20 September, (reporter Zhou Yin) Chinese International Airlines (hereinafter referred to as the "air") and the Lufthansa Group signed in Beijing on 20 routes associates cooperation agreement, the two sides will jointly run between China routes to europe. This means that the two sides will carry out joint cooperation in accordance with the memorandum of understanding signed in the summer of 2014. To carry out cooperation in the joint venture, Air China and the Lufthansa group and its subsidiaries, Austrian Airlines, Swiss International Airlines will coordinate the flight time, provide more travel options for passengers, so as to better enhance the passenger travel experience; the two sides also plans to launch more rich fare combination, the implementation of joint customer planning, so as to provide more attractive products for enterprise customers; and to further optimize the loyalty program, the two sides frequent flyer membership feedback. At the same time, the two sides through the expansion of code sharing flight convergence, Air China passengers can easily use Frankfurt, Munich, Zurich and Vienna aviation hub, take the round-trip from Austria, Belgium, Germany and Switzerland of different destinations of code sharing flights. Similarly, Lufthansa, Switzerland international airlines and Austria airlines will also effectively enter the world’s second largest aviation market China market through air china. The two sides will increase more code sharing destinations in the future. According to the agreement, the airline’s joint operation plan was formally implemented in the summer of 2017. Air China Chairman Cai Jianjiang said at the signing ceremony of the joint agreement that the joint cooperation with Lufthansa group and its subsidiaries, Austria airlines and Swiss International Airlines, was another measure to implement the internationalization strategy since China joined the Star Alliance in December 2007. Through joint cooperation, it will significantly enhance the overall competitiveness of both sides in the European market. In the framework of an agreement, the two sides will expand through the central route network, improve beyond flight convergence, optimization of flight time, for passengers to bring more and more flexible and more choice of flights fares products and seamless travel experience. (end)

中国国航与汉莎航空集团签订航线联营合作协议-中新网   中新社北京9月20日电 (记者 周音)中国国际航空公司(以下简称“国航”)与汉莎航空集团20日在北京签署了航线联营合作协议,双方将联合运营中国至欧洲之间的航线。这意味着双方将根据2014年夏季签署的谅解备忘录开展联营合作。   开展联营合作后,国航与汉莎集团及其子公司奥地利航空公司、瑞士国际航空公司将相互协调航班时刻,为旅客提供更多出行选择,从而更好地提升旅客的出行体验;双方还计划推出更丰富的票价组合,实施联合大客户计划,从而为企业客户提供更具吸引力的产品;并进一步优化常客奖励计划,回馈双方常旅客会员。   同时,双方通过扩大代码共享航班衔接,国航的旅客能够方便地利用法兰克福、慕尼黑、苏黎世和维也纳航空枢纽,搭乘往返奥地利、比利时、德国和瑞士不同目的地的代码共享航班。同样,汉莎航空公司、瑞士国际航空公司和奥地利航空公司也将通过国航有效地进入全球第二大航空市场――中国市场。未来双方将增加更多的代码共享目的地。根据协议,双方的航线联营计划于2017年夏季正式实施。   国航董事长蔡剑江在联营协议签约仪式上表示,此次与汉莎集团及其子公司奥地利航空、瑞士国际航空的联营合作,是继国航2007年12月加入星空联盟以来实施国际化战略的又一举措。通过联营合作,将能显著增强双方在欧洲市场的整体竞争实力。在联营协议框架下,双方将通过拓展中欧航线网络、提升以远点航班衔接、优化航班时刻,为旅客带来更多、更灵活的航班选择以及更优惠的票价产品和无缝衔接的旅行体验。(完)相关的主题文章:

是12月以来最大的单日流入量 射雕之风起梅落

Is the end of this year’s strong end? Global foreign exchange in February 16th — the international spot gold on Monday (February 15th) fell sharply in the last week after the boom, investors choose profits makes gold intraday decline of nearly 3%, was very close to $1200 an ounce mark. On Thursday the price of gold soared more than a year the highest level reached above 1260, on Friday fell to below 1240, but on Monday the price of gold since 1230 above all the way down, hit a day low of $1201 an ounce, down to 2.3%. Global policymakers hinted to boost the economy, investor confidence has been restored, European stock markets rose, ftseurofirst 300 index rose nearly 3%, stocks led the Bank of Italy. Hongkong’s Hang Seng Index rose nearly 3%. Nikkei closed up 7.2%, the biggest increase in 2008. A shares decline narrowed, the gem, the Shenzhen Component Index once turned red. The American market is closed due to the president’s day. Some analysts believe retracement is normal after gold prices last nearly $200 last week since the January lows. The stock market rebounded sharply Monday in Europe nearly 3%, a stronger yuan, the dollar against the yen and the euro has also been strong, the market risk of demand growth, to suppress the gold’s performance. Daniel Commerzbank Briesemann said: "if the stock market continues to rise, then the gold market will continue to bear pressure.". But in any case, the price of gold will be supported." Briesemann believes that although gold prices may fall back to the level of $1150 ounce, but there will be more people choose to enter. Briesemann said: "the Fed’s interest rate hike information has not been included, on the other hand, the European Central Bank may announce more QE in March.". Everyone is trying to devalue money, in such an environment, gold will become a hedge asset." The European Central Bank President Delaki (Mario Draghi) said in a speech Monday, has been seen on global economic worries intensified; the new year the first week that the euro zone is facing a major challenge; prior to overcome these challenges, take more powerful measures is necessary; since the beginning of December, the market sentiment has accelerated economic deterioration; unfavorable factors need close attention; the European Central Bank is ready to exercise the responsibility; the euro zone economy has a moderate recovery. European economic recovery is mainly due to the easing of the ECB, but inflation is not as good as expected. China’s trade surplus hit a record high in January, pushing the RMB exchange rate up. The General Administration of customs data released Monday showed that Chinese continue to maintain a large current-account surplus, which helped to ease capital outflows and devaluation worries in the onshore and offshore renminbi both rose, spreads narrowed to 100 points. In addition, this Monday is the China market after the Spring Festival the Spring Festival holiday return on the first day, the price of gold rose nearly $60 an ounce, which makes Chinese investors choose profits. A Sydney trader said: "the price of gold is lower because of the stock market rally and the sell-off in the Chinese market, and there are many profit taking theories

获利了结黄金暴跌迎猴年 强势就此终结了吗?   环球外汇2月16日讯–国际现货黄金本周一(2月15日)大幅回落,在上周的暴涨后,投资者们选择获利了结使得金价日内跌幅近3%,一度非常接近1200美元 盎司关口。上周四金价暴涨触及1260上方的一年多最高水平,周五回落至1240下方,而本周一金价自1230上方一路走低,日内触及1201美元 盎司的低点,跌幅达到2.3%。   受全球决策者暗示将力保经济提振,投资者信心有所恢复,欧洲股市大涨,泛欧绩优300指数涨近3%,意大利银行股领涨。香港恒生指数上涨近3%。日经收涨7.2%,创2008年最大涨幅。A股跌幅缩窄,创业板、深成指一度翻红。美国市场因总统日休市。   一些分析师认为,在金价自1月低点上周了近200美元 盎司后,回撤是非常正常的。周一欧洲地区股市大幅回升近3%,人民币走强,美元兑日元和欧元也有所走强,市场风险需求增长,打压黄金的表现。   德国商业银行(Commerzbank) Daniel Briesemann表示:“如果股市继续上涨,那么黄金市场还将继续承压。但无论如何,金价还将受到支撑。”Briesemann认为,虽然金价可能回落至1150美元 盎司的水平,但会有更多人选择入场。   Briesemann说:“美联储加息的信息已经不被计入了,另一方面,欧洲央行却可能会在3月宣布更多QE。所有人都在试图贬值货币,在这样的环境中,黄金会成为避险资产。”   欧洲央行行长德拉基(Mario Draghi)周一发表讲话,称已看到对全球经济的担忧加剧;新年首周显示欧元区面临重大的考验;在克服这些挑战之前,采取更为强力措施是有必要的;自12月初以来,市场人气恶化已经加速;经济不利因素需要密切关注;欧洲央行已经准备好行使责任;欧元区经济已温和复苏。欧洲经济的复苏主要得益于欧洲央行的宽松政策,但通胀不如预期。   中国1月贸易顺差创历史新高,这推动人民币汇率大涨。海关总署周一公布的数据显示,中国继续保持较大经常账户顺差,这帮助缓解了资本外流以及人民币贬值忧虑,在岸和离岸人民币双双大涨,价差收窄至100点以内。   此外,本周一是中国市场在春节后回归第一日,整个春节假期金价上涨了差不多60美元 盎司,这使得中国的投资者们也选择获利了结。   一名悉尼的交易员表示:“金价走低因为股市回升和中国市场的抛售,有很多获利了结行为。”其它贵金属价格也追随金价下跌,周一银价下跌2.7%,铂金价格下跌2.1%,钯金价格下跌1.7%。   截至2月12日,全球最大的黄金上市交易基金SPDR Gold Trust的黄金持仓量较前一个交易日减少5吨,为711吨,但仍创去年7月来新高。   去年金价预测最准分析师、法国外贸银行的Bernard Dahdah认为,今年金价将跌至三位数,金价将在900至1300美元 盎司间,均价970美元 盎司,因美联储加息和美元走强打压黄金。   黄金短期下行或不改强势格局   今年至今市场震荡带来的避险需求使得黄金市场获得很大推动,黄金市场的多头开始有卷土重来的迹象。盛宝银行(Saxo Bank)商品研究主管Ole Hansen表示,黄金这一次又成为了全球市场的晴雨表。   Hansen指出,去年也出现过这样的状况,但今年的情况有一些不同,“在投资者们年初对美联储加息有预期的情况下,对市场出现这样的状况完全没准备。”因此,Hansen指出市场的情绪出现了改变,纷纷从空头转向多头。   虽然本周一金价有所回落,Hansen认为,这是因为那些多头开始回到正常状态中,短期内金价偏下行。Hansen表示:“我们对黄金依然持看多的态度,但对金价此次上涨的时间有些意外。”   Hansen认为,在未来几周金价将在1200美元 盎司左右,不过他表示,那些此前错过涨势的投资者会进场买盘。Hansen还将今年年底金价预期自1200上调至1250美元 盎司。   德国商业银行(Commerzbank)指出,周一金价跌幅超过2%,甚至跌破了1210美元 盎司水平,较上周四的一年多高点跌去了近60美元 盎司。   该行指出,目前黄金市场毫无疑问有获利了结的情况,上周五SPDR黄金ETF流出了5.1吨,是12月以来最大的单日流入量。德国商业银行认为,此前金价的上涨大部分是受到投机市场的行动,因此会出现大量的获利了结。   不过,高盛(Goldman Sachs)在最新的报告中表示,目前应当做空黄金。高盛表示,仍然预计美联储将加息,而三个月后金价预计跌至1100美元 盎司,12个月的金价预期目标则是1000美元 盎司。   环球外汇行情中心显示,北京时间9:45,现货黄金报1205.10美元 盎司。 进入【新浪财经股吧】讨论相关的主题文章:

启动第二批基地建设 俗人谷

The direction of reform of state-owned Anhui clearly promote sina finance Level2:A shares of sina finance business speed Kanpan client enterprises listed as a whole: the most profitable investors are using Chinese securities network (reporter Liu Xianghong Huang Qun) twelfth Anhui Provincial People’s Congress on the morning of the sixth meeting of the 9 official opening, governor Li Jinbin made the "government work report". According to the "government work report", the main targets for economic and social development of Anhui Province in 2016 are: GDP growth of around 8.5%, fiscal revenue and economic growth, about 11% growth in fixed asset investment, total retail sales of consumer goods increased by about 10%, foreign trade export growth higher than the national average. In 2016, Anhui will make great efforts to promote the construction of the first 14 bases, implement 813 major projects, and strive to make breakthroughs. Start the second batch of base construction, encourage the construction of municipal strategic emerging industries development zone. Accelerate the development of quantum communications, aviation power, high-end medical equipment and other emerging industries. Planning and construction of a comprehensive national science center in Hefei, to promote the construction of the New Research Institute of USTC, CAS and Hefei Institute of technology innovation engineering of cas. Strengthen the frontier key technology research, in the field of integrated circuits, new energy vehicles and other areas to form a group of breakthroughs in innovation results. In the reform of state-owned enterprises, Anhui province will speed up the reform of state-owned enterprises in 2016, organize the implementation of the authority of the board of directors of enterprises, market-oriented hiring managers, mixed ownership enterprises ESOP and other pilot work. For commercial enterprises in the full competition area, the main way to promote the overall listing is to introduce other capital to realize the equity diversification, and actively develop the mixed ownership economy. It can absolutely hold shares and share shares, and take a variety of ways to explore the establishment of long-term incentive mechanism. Actively explore the form of preferred shares to achieve the preservation and appreciation of state-owned assets, and to promote the transformation of state-owned assets management and supervision institutions function mainly based on tube capital. At the same time, Anhui will deepen the comprehensive reform of rural finance in 2016, encourage rural commercial banks to increase their capital and accelerate the reform of rural credit cooperatives. Promoting private banks, rural life insurance companies and credit reporting companies. Focus on improving investment efficiency of industrial development fund. Support enterprises docking multi-level capital market, and strive to direct financing 320 billion yuan. Sina statement: this news is reprinted from Sina cooperation media, Sina published this article for the purpose of transmitting more information, does not mean to agree with its views or confirm its description. This article is for reference only and does not constitute investment advice. Investors operate accordingly and take risks at their own expense. Enter Sina Financial shares] discussion

安徽国资改革方向明确 推进商业类企业整体上市 新浪财经Level2:A股极速看盘 新浪财经客户端:最赚钱的投资者都在用   中国证券网讯(记者 刘向红 黄群)安徽省第十二届人民代表大会第六次会议今天上午9点正式开幕,省长李锦斌作《政府工作报告》。   根据《政府工作报告》,2016年安徽省经济社会发展的主要预期目标是:全省生产总值增长8.5%左右,财政收入与经济增长同步,固定资产投资增长11%左右,社会消费品零售总额增长10%左右,外贸出口增长高于全国平均水平。   2016年,安徽省将全力推进首批14个基地建设,实施813个重大项目,力争取得突破性进展。启动第二批基地建设,鼓励建设市级战略性新兴产业发展聚集区。加快发展量子通信、航空动力、高端医疗装备等新兴产业。规划建设合肥综合性国家科学中心,推进中科大先研院、中科院合肥技术创新工程院等新型研发机构建设。加强前沿关键技术攻关,在集成电路、新能源汽车等领域形成一批突破性创新成果。   在国资国企改革方面,安徽省在2016年将加快推进国资国企改革,组织开展落实企业董事会职权、市场化选聘经营管理者、混合所有制企业员工持股等试点工作。对充分竞争领域的商业类企业,以推进整体上市为主要路径,引入其他资本实现股权多元化,积极发展混合所有制经济,可以绝对控股、参股,采取多种方式探索建立中长期激励机制。积极探索采取优先股的形式实现国有资产保值增值,并以管资本为主推进国有资产管理和监督机构职能转变。   与此同时,安徽省在2016年还将深化农村金融综合改革,鼓励农村商业银行增资扩股,加快省农村信用社改革。推进民营银行、农村寿险公司、征信公司组建。着力提高产业发展基金投资效率。支持企业对接多层次资本市场,力争直接融资3200亿元。 新浪声明:此消息系转载自新浪合作媒体,新浪网登载此文出于传递更多信息之目的,并不意味着赞同其观点或证实其描述。文章内容仅供参考,不构成投资建议。投资者据此操作,风险自担。 进入【新浪财经股吧】讨论相关的主题文章:

so it is necessary to illustrate the purpose and necessity of additional liquidity even match the liquidity of the expected future earnings.&quot 否极泰来的意思

Bite brother interview: new three board "self fixed increase" will be circumvented? The sina finance opinion leaders institution column brother Zhang Chi source: on February 19, 2016 China network finance Zheng Lanyu happy twist three new board set by one and a half months, the price difference of 44 times, this phenomenon on brother Zhang Chi said, "since the new board of listed company financing will increase regardless of how many reasons were given only 6 words — add liquidity." Twist the new board "capricious" set by the day before the happy, happy twist wayward set by one and a half billion boss earned 1.5 paper by the media is crazy reproduced, after less than one and a half months, the stock price difference before and after the happy twist 44 times, was dubbed "the investors are given by the most capricious". Today, according to China net financial reporter learned that shares of the company strong punch, "after the directional issue to raise funds mainly used as supplementary liquidity, to explain the necessity to add liquidity in the program and the issue of issuance report." In this regard, the new chairman Ding capital brother Zhang Chi to Chinese gnawing financial network said: "since the new board of listed company financing will increase regardless of how many reasons were given only 6 words — add liquidity. But some companies are not short of money, but at a few billion in financing high, so it is necessary to illustrate the purpose and necessity of additional liquidity even match the liquidity of the expected future earnings." Zhang Chi said, this can avoid "chaos money" phenomenon in a certain extent, the future regulation and accountability also laid the foundation of great significance in benign. The author of this paper introduces: Zhang Zhen, the chairman of Beijing new Ding Rong Hui Capital Management Co., Ltd., WeChat public number: gnaw brother Zhang chi. This article is the author’s exclusive authorization to use sina finance, please do not reprint. The statements made do not represent the views of the station.

啃哥专访:新三板“任性定增”将会被规避?   文 新浪财经意见领袖机构专栏 啃哥张驰   文章来源:2016年2月19日 中国网财经 郑岚予   开心麻花新三板定增,一个半月股价相差44倍,对此现象啃哥张驰称,“一直以来新三板的挂牌公司无论融资多少给出的定增理由均只有6个字――补充流动资金。” 开心麻花新三板“任性”定增   日前,开心麻花任性定增,老板一个半月赚1.5亿一文被媒体疯狂转载,据悉前后不到一个半月的时间,开心麻花的股票价格前后差了44倍,被股民们戏称“最任性的定增”。   今天,据中国网财经记者得知,股转公司强拳出击,要求“以后定向发行募集资金用途主要为补充流动资金的,需要在发行方案及发行情况报告书中说明补充流动资金的必要性。”   对此,新鼎资本董事长啃哥张驰对中国网财经表示:“一直以来新三板的挂牌公司无论融资多少给出的定增理由均只有6个字――补充流动资金。但有的企业并不缺钱,却在高点动辄融资几个亿,所以很有必要说明补充流动资金的必要性和用途甚至包括跟该项流动资金相匹配的未来盈利的预计。”   张驰称,这样能够在一定程度上避免“乱圈钱”现象的发生,对今后的监管和追责也奠定了良性的基础,意义很重大。   (本文作者介绍:本名张驰,北京新鼎荣辉资本管理有限公司(新鼎资本)董事长,微信公众号:啃哥张驰。)   本文为作者独家授权新浪财经使用,请勿转载。所发表言论不代表本站观点。相关的主题文章: