Category: Health & Fitness

Private rate! In September the total size of 500 billion 8 trillion and 570 billion gold suction cat 清湍鸣回溪

Private placement speed! In September, the total size of gold absorption 500 billion 8 trillion and 570 billion catch up with public fund Sina exposure platform: letter Phi lag false propaganda, performance is lower than the same product for a long time, how to buy the fund was pit? Click on [I want to complain], Sina help you expose them! This is the golden age of private equity: September gold suction 500 billion, 8 trillion and 570 billion, the total size of catch up with public offering, ten billion private equity soared to 150! Source: China fund newspaper WeChat chinafundnews  He Jingyi [reading guide] have to say, private equity is enjoying the golden age. According to the latest data disclosed by the fund industry association, "eleven" before the overall size of the private equity industry has reached 8 trillion and 570 billion yuan. Whether the market downturn, or regulatory tightening, have to say that private equity is enjoying the golden age. According to the latest data disclosed by the fund industry association, "eleven" before the overall size of the private equity industry has reached 8 trillion and 570 billion yuan. In terms of the market, September is still a bleak, but the private equity industry is still smoking gold five hundred billion, ten billion private club and more than 10 members, the momentum of development has not been affected. What is the concept of private equity to catch up with public offering 8 trillion and 570 billion? Let’s make a horizontal comparison. The same is the Fund Industry Association released data, as of the end of August, 104 public fund, and the company management company owned pipe 12 securities companies or securities companies raised licences and 1 insurance investment, assets management of the public fund total is 8 trillion and 530 billion yuan. I don’t quite get it, but I think you are really terrific! Of course, the deadline for the data statistics is raised at the end of August, maybe September raised funds scale has rapidly increased! Well, let’s look at the historical data first. The scale of public fund changes in the past year is as follows: in the past year, the overall scale of public fund has basically floated in 8 trillion. The private equity fund management scale is rising trend evident: perhaps September, the public fund management scale will increase over the same period, but also private equity funds, but according to this development trend, by the scale of private equity funds should also greatly exceed the probability of the event! Private equity and venture capital the most tough back in September, A stock market as a whole more bad, the so-called "golden nine silver ten" phenomenon of "Kim Gu" did not appear, the index in September continued downward, and at the end of the month breakdown in 3000, but overall still fluctuated around 3000 points, money does not seem so easy. Private fund monthly or suck gold five hundred billion, why so fierce? According to the financial data on the grid, the scale of private equity management behind the expansion of the number of high net worth customers and high net worth customers and investment institutions are closely related to the degree of recognition of the private equity industry. From the perspective of its growth structure, the size of private equity management is only increasing by less than 9 billion, and the rest of the growth scale comes from equity and venture capital. The fund industry association data show that as of the end of September, the fund industry association registered private equity fund managers 17710, 41230 private equity fund for the record has been subscribed, the scale of 8 trillion and 570 billion yuan, 286 thousand and 500 employees of private equity funds 私募速度!9月吸金5000亿 8.57万亿总规模赶超公募 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   这是私募的黄金时代:9月吸金5000亿、8.57万亿总规模赶超公募、百亿私募猛增至150家!   来源:中国基金报微信chinafundnews 何婧怡   【导读】不得不说,私募正享受着黄金时代。根据基金业协会披露的最新数据,“十一”前私募行业整体规模已达8.57万亿元。   无论市场低迷,还是监管收紧,不得不说,私募正享受着黄金时代。根据基金业协会披露的最新数据,“十一”前私募行业整体规模已达8.57万亿元。就市场而言,9月份还是一片惨淡,可是私募行业单月还是吸金五千亿,百亿私募俱乐部又多了10位成员,这发展的势头一点也没受影响。   私募规模赶超公募   8.57万亿是个什么概念呢?我们来做个横向比较。同样是基金业协会公布的数据,截至8月底,104家公募基金,还有取得公募牌照的12家证券公司或证券公司资管子公司和1家保险资管公司,所管理的公募基金资产合计也就8.53万亿元。不明觉厉!   当然,公募的这个数据统计的截止时间是8月底,也许 9月份公募基金的规模也急速上升呢!好吧,那我们先来看下历史数据。近一年公募基金的规模变化如下:   可以看出,近一年来公募基金整体规模基本在8万亿上下浮动。而私募基金管理规模却是一直呈现明显的上涨趋势:   也许9月份公募基金的管理规模会有所增长,还能超过同期的私募基金,但照这个发展趋势,被私募基金规模超越应该也是大大大概率事件了!   股权及创投私募最彪悍   回顾九月份,A股市场整体利空较多,所谓的“金九银十”现象“金九”并未出现,指数在9月份持续下行,并在月底击穿3000点,但总体依然在围绕3000点上下震荡,赚钱似乎并不那么容易。   私募基金单月还是吸金五千亿,为啥这么猛?根据格上理财的数据,私募行业管理规模扩张的背后与高净值客户数量的增加以及高净值客户及投资机构对私募行业的认可程度密切相关。从其增长结构来看,证券类私募管理规模仅增长不到90亿,其余增长规模均来自股权及创投。   基金业协会数据显示,截至9月底,基金业协会已登记私募基金管理人17710家,已备案私募基金41230只,认缴规模8.57万亿元,私募基金从业人员28.65万人。其中证券类私募7981家,股权类私募8019家,创投类私募1235家。而上个月三类私募分别为7800家,7626家和1199家,股权类私募和创投类私募增长明显,股权类已超越证券类。而从管理的资金规模来看,九月底股权私募管理的实缴资金约有3.56万亿,占到整体的53.45%,可谓撑起半壁江山,看来还是一级市场的钱好赚。   百亿私募增10家至150家   数据显示,截至2016年9月底,按正在管理运行的基金总规模划分,管理规模在20-50亿元的私募基金管理人438家,管理规模在50-100亿元的170家,管理规模100亿元以上的150家。   对比上个月的数据可知,九月份20-50亿元的私募增加了17家,50-100亿元的增加了10家,100亿元以上增加了10家。   据格上理财统计,9月有超过470家证券类私募管理人参与新产品的发行,其中理成资产、富善投资、鼎锋资产等知名私募在列。从产品策略来看,目前股票策略、定增、量化、打新等均有产品备案,其中又以股票及量化策略发行的产品最多。   实际上,大中型私募一直呈现平稳的增长态势,其中百亿私募的增长速度最为领先。我们来看下2015年之后管理规模在20亿以上的私募数量月度增长情况:   由此统计,20亿以上的私募从2015年1月底的271家增长到2016年9月底的758家,呈现匀速增长态势。其中,百亿以上的私募则从2015年1月底的占比由15.87%上升到2016年9月底的19.79%,行业的集中度还在不断提升。 进入【新浪财经股吧】讨论相关的主题文章:

  之所以认为“居民部门负债增速过快通常是危机前兆”的原因是 人妻交奸日记

Yin Jianfeng: the rapid growth of residents’ debt is the precursor of the crisis. Yin Jianfeng, chief economist of Zheshang Bank, Sina Financial News "2016 International Forum on Zhejiang and finance" held in Hangzhou in October 14th. Yin Jianfeng, chief economist of Zheshang Bank, attended and spoke. Yin Jianfeng believes that this year’s economic GDP growth to achieve the goal is not a problem, but the current economic rebound is only "Yangchun", the problem of long-term sustainable growth has not been resolved. For example, technological progress, population aging and so on". In addition, there is no sign of easing in the kinetic energy of economic growth. Yin Jianfeng with "deleveraging" analysis, because of the high leverage of economy crisis has three reasons: first, the leverage ratio rises too fast, exceed the trend value; secondly, the leverage ratio is disposed in the wrong department; thirdly, the rate of increase in leverage accompanied by significant increases in asset prices. From our point of view, the first sector leverage credit resource allocation errors and increasing too fast is the state-owned enterprises — debt financing of state owned enterprises accounted for 70% of non debt financing of state owned enterprises, state-owned enterprises on the contribution of GDP is less than 50%, a smaller contribution to employment. The state-owned enterprise from the asset side, asset return rate is far lower than the state-owned enterprises and non state-owned enterprises, continued to decline, according to the current rate of return on assets of state-owned enterprises, even with debt exchange bonds in the banking market, may not be able to repay their debts. In terms of household debt, growth has been very rapid since last year. This year’s data show that, as of now, more than 50% of the debt financing is the residential sector, the residents of the debt financing object is real estate. Some scholars believe that China’s household sector is a high savings rate, so even if there is a high debt, there will not be a crisis. But Japan, as an example, reminds us of the need to watch out for this phenomenon. As a country with the same high savings rate, one of the most important phenomena before the collapse of the bubble crisis in 90 years is the sudden increase of leverage in the residential sector. To a crisis point of origin, five years before the crisis, Japan’s household sector debt financing growth rate is 46%, the U.S. subprime mortgage crisis is 44%, Greece is 58%, 45% in Spain, 36% in Italy, these countries are in the household sector leverage in a significant increase in the five years before the crisis. Since World War II, not only the real estate bubble crisis is Germany, Germany in 2009 the European debt crisis five years before the household sector debt is negative 2%. In focusing on China, if the two quarter of 2006 as the basis, from the first quarter of 2007 to the present, the debt of Chinese residents increased by 96%, much higher than the countries above. The reason is that the rapid growth of the debt of the residents is usually the precursor of the crisis. First, compared with the enterprise, the resident sector is the real hard constraint unit in the economy, and the enterprise is a soft constraint. Second, the family is the economic cell, the enterprise is the economic organ, organ broken can repair, and even can be replaced, but the cell is broken is incurable disease. Third, there is a large amount of debt plus leverage in the family sector, one of the most important reasons is the wealth distribution of the residents

殷剑锋:居民负债增速过快是危机的前兆 浙商银行首席经济学家殷剑峰   新浪财经讯 “2016浙商・财经国际论坛”于10月14日在杭州举行。浙商银行首席经济学家殷剑峰出席并演讲。   殷剑锋认为,今年的经济GDP增长达到目标不成问题,但目前的经济反弹只是“小阳春”,关乎长期可持续增长的问题并没有得到解决。“比方说技术进步、人口老龄化等等问题”。此外,在经济增长动能方面的问题也未有缓解迹象。   殷剑锋以“去杠杆”分析,经济体因为杠杆率过高发生危机有三个原因:第一、杠杆率的上升过快,超过趋势值;第二、杠杆率被配置在错误的部门;第三、杠杆率上升伴随着资产价格的显著上涨。而从我国的情况来看,杠杆率信用资源配置错误以及上升过快的第一部门就是国有企业――国有企业债务融资占到非国有企业债务融资的70%,而国有企业对GDP的贡献小于50%,对就业的贡献更小。从国有企业的资产端来看,国有企业资产收益率远远低于非国有企业,并且持续下滑,按照目前国有企业资产收益率来看,即使是用债务置换,在银行市场发债,可能难以偿还债务的本息。   在居民负债方面,自去年以来,增幅非常快。今年的数据显示,截止到目前,50%以上的债务融资是居民部门,居民部门债务融资的对象就是房地产。有部分学者认为,中国居民部门是高储蓄率的,因此即使有高债务也不会发生危机。但其以日本为例,提醒需要警惕这一现象。   作为同样的高储蓄率国家,日本在90年泡沫危机破灭前的一个重要现象就是居民部门突然加杠杆。以发生危机时点为原点,在危机爆发前五年,日本居民部门的债务融资增速是46%,美国次贷危机前是44%,希腊是58%,西班牙是45%,意大利是36%,这些国家在危机前五年居民部门都在显著加杠杆。二战以来唯一没有发生过房地产泡沫危机的就是德国,德国在2009年欧债危机前五年居民部门的负债是负2%。   在聚焦中国,如果以2006年二季度为基点,从2007年一季度到现在,中国居民的负债上升幅度为96%,比上述国家要高很多。   之所以认为“居民部门负债增速过快通常是危机前兆”的原因是,第一,和企业相比,居民部门是经济中的真正硬约束单位,而企业都是软约束的。第二,家庭是经济的细胞,企业是经济的器官,器官坏了可以修补甚至可以更换,但细胞坏了就是不治之症。第三,家庭部门之所以出现大量的负债+杠杆,其中一个最重要的原因是居民部门的财富分配不平等要大于收入分配的不平等,大于住房消费的不平等,也就是说居民部门负债的过程实际上是财富和收入分配的差异化,同时住房消费却出现了均等化现象。“这一点在美国次贷危机前非常清楚,低收入家庭住房消费投资的速度远远快于高收入家庭,低收入家庭次贷危机前收入的增速却没有比高收入家庭高,甚至出现负增长”。   “大家可以想象一下,随着信贷资源向中低家庭配置,一旦出现失业等现象,势必就会导致违约,一违约就会从低收入家庭向中等收入中等家庭传染,形成链条破裂的危机”,殷剑锋称,“这是非常令人警醒的信号,我认为对于中国来说,短期的小阳春不值得过于乐观,更重要关注风险”。   新浪声明:所有会议实录均为现场速记整理,未经演讲者审阅,新浪网登载此文出于传递更多信息之目的,并不意味着赞同其观点或证实其描述。 进入【新浪财经股吧】讨论相关的主题文章:

the highest 18937.06 points. As of the close 小村一把手

The Hang Seng Index closed up 3.27% higher gaming stocks along two China Enterprises Index rose nearly 5% Hong Kong stocks trading fell 5%, rebound this morning opened higher, up 1.91%, at 18668.87 points, after the high narrow shocks before the trend is slightly higher, the highest 18937.06 points. As of the close, the Hang Seng Index rose to 3.27%, up 598.56 points, at 18918.14 points, closing at HK $66 billion 450 million. Otherwise, the index rose to 4.78%, up 358.47 points, at 7863.84 points; the red chip index rose 3.84%, up 124.97 points, at 3376.82 points. From the disk, the blue chips rose, only two shares fell, Li & Fung fell 1.08%. Rising list, the best performance of gambling stocks, led by blue chip, Galaxy Entertainment rose 8.17%, Jinsha China rose 4.44%. China’s life insurance stocks rose 5.27%, China’s security rose 6.37%. "Three barrels of oil" rose, CNOOC rose 6.42%, Sinopec rose 3.64%, PetroChina rose 3.78%. In addition, HKEx rose 2.76% to HK $167.50; China Merchants International rose 6.50% to HK $21.30; HSBC Holdings rose 4.47% to HK $50.25. Analysis of China Sheng wealth management chief strategist Guo Jiayao Dow, close to the day’s closing high, up more than 300 points, cut the city cooperation in oil producing countries, oil prices rebounded from a near 13 year low, the New York oil futures surged 12%. As the risk aversion cooled, gold, yen, euro and US debt all returned to soft, and the U.S. Treasury bond rose 8 points to 1.74 per cent for the 10 year period. Hong Kong stock reserve securities made all the way, expect big city early segment can follow the high open. Hong Kong stocks continue to pressure index under low, individual stocks are oversold, the external atmosphere of improvement, the index is expected to rebound to 18600 points below the support level, in the vicinity of 18000. Enter Sina Financial shares] discussion

恒指走高收涨3.27%博彩股走好 国企指数涨近5%   港股前两个交易日下跌5%,今早反弹高开,涨1.91%,报18668.87点,之后高位窄幅震荡前行,走势稍微上扬,最高见18937.06点。   截至收市,恒指涨幅为3.27%,上涨598.56点,报18918.14点,成交664.5亿港元。   另有,国企指数涨幅为4.78%,上涨358.47点,报7863.84点;红筹指数涨幅为3.84%,上涨124.97点,报3376.82点。   从盘面看,蓝筹股普涨,仅有两股下跌,利丰跌1.08%。   上涨排行榜上,博彩股表现最好,领涨蓝筹,银河娱乐涨8.17%,金沙中国涨4.44%。   内险股中,中国人寿涨5.27%,中国平安涨6.37%。   “三桶油”上涨,中海油涨6.42%,中石化涨3.64%,中石油涨3.78%。   另有,港交所涨2.76%,报167.50港元;招商局国际涨6.50%,报21.30港元;汇丰控股涨4.47%,报50.25港元。   中国银盛财富管理首席策略师郭家耀分析,道指以接近全日最高位收市,上升超过300点,市传产油国合作减产,油价从近13年低位反弹,纽约期油急升12%。避险情绪降温,金价、日圆、欧元及美债均回软,美国10年期债息上升8点子至1.74厘。   港股预托证券全线造好,预料大市早段可跟随外围高开。港股继续受压,指数下试低位,个别股份出现超卖,外围气氛好转下,指数有望反弹至18600点水平,下方支持在18000点附近。 进入【新浪财经股吧】讨论相关的主题文章:

美日一度触及112低位 秦煌鸡

State Department: sudden danger Yixieqianli pounds Asian clients view the latest market early review: $Chonggao, non US shocks upward, short-term recovery. The euro against the dollar bottomed at 1.1100 level, currently trading at 1.1140 level; Japan down to below 112, currently trading at 112.30 level; the pound against the dollar to refresh the lowest level in 7 years, currently trading at 1.4115 level; gold dropped after stabilized at 1202 level, currently trading at 1220. On the weekend after the British Prime Minister David Cameron announced that June 23rd will be held in the British retreat European referendum, in the open market on the gap of shorting the pound, the European currencies such as the euro, the Swiss franc, a devaluation. In the disc gap of more than 130 pounds, then fell nearly 230 points, refresh in 2009 March to a new low. In this regard, the market entered an emergency hedge period, the stock market down, hedge asset favor. After the standard high down, the Asian stock market fell significantly, gold futures bottomed out above 1200, short-term upward of nearly 20 U.S. dollars. 23 days midday, the yen rose crazy, Japan hit a low of 112. Commodity currency, there is a big rise. The market closed today: today’s important financial events: no focus today: financial data time state and data before the actual value is expected to 23:00 U.S. home sales in January annualized rate (%) of 14.7 to 0.73 23:00 announced the U.S. February Conference Board consumer confidence index 98.1 97.5 23:00 to be released into the United States in January home sales in the total number of (million) 546550 to be announced today recommended transaction currency: analysis of EURUSD Technology: Europe and the United States peaked, currently testing 61.8 support level 1.10, short-term shocks; the average short order, deviation is too large, there is the opportunity to break through the main callback. Below, focus on test support 1.10 and 1.0960 support, overhead resistance and 1.1080 resistance above. GBPUSD: the United States is in the downward trend, the current breakthrough before the low, down obviously; average convergence to turn to, short after the market can be expected. Top of the average resistance and resistance of the whole point of 1.4200; below attention to 1.4050 support and 1.40 support. AUDUSD: Australia is in the upward trend, short-term pullback, before the test of high strength resistance; average long, low strong buying attention interval breakthrough. Top attention front high resistance 0.7250; lower attention average brace and 23.6 horizontal support 0.7205. GOLD: the current volatility in the gold triangle, in high pressure after the above weakness; selling strong, long-term breaking risk. The top 1224 resistance and the triangle top resistance; the bottom triangle bottom support and the whole point support 1201. Sina statement: Sina published this article for the purpose of transmitting more information, does not mean that.

国汇亚洲:英镑一泻千里 险情突如其来 客户端 查看最新行情   早间回顾:   美元冲高回落,非美震荡上冲,短期收复失地。欧元兑美元止跌于1.1100水平,当前交投于1.1140水平;美日下行至112下方,当前交投于112.30水平;英镑兑美元刷新7年新低,当前交投于1.4115水平;黄金大幅下调后止跌于1202水平,当前交投于1220。   继上周末英国首相卡梅伦宣布6月23日将举行英国退欧公投之后,市场在休憩的间隙马不停蹄的抛空了英镑,相关的欧系货币如欧元、瑞郎等一应贬值。英镑于亚盘跳空130余点,随后又狂跌近230点,刷新2009年3月份来新低。对此,市场进入紧急避险期,股市出现下调,避险资产获得青睐。继标普冲高回落之后,亚洲股市出现较大下跌,黄金期货则止跌于1200上方,短期上冲近20美金。23日午盘时分,日元疯狂上涨,美日一度触及112低位。商品货币方面,则出现较大上扬。   今日休市市场:   无   今日重要财经事件:   无   今日焦点财经数据:   时间  国家与数据  前值  预计  实际   23:00  美国1月成屋销售年化月率(%)  14.7  0.73  待公布   23:00  美国2月谘商会消费者信心指数  98.1  97.5  待公布   23:00  美国1月成屋销售总数年化(万户)  546  550  待公布   今日推荐交易标的:   货币技术分析   EURUSD:欧美触顶回落,当前测试61.8水平支撑1.10,短期震荡;均线空头排列,乖离偏大,有回调机会,以突破为主。下方关注测试支撑1.10和1.0960支撑;上方关注均线阻力和1.1080强阻力。   GBPUSD:镑美处于下行趋势,当前突破前低,下行明显;均线收敛拐向,后市空头可期。上方关注均线阻力和整点阻力1.4200;下方关注1.4050支撑和1.40支撑。   AUDUSD:澳美处于上行趋势,短期回调,测试前高强阻力;均线多头排列,低位买盘较强,关注区间突破。上方关注前高阻力0.7250;下方关注均线支撑和23.6水平支撑0.7205。   GOLD:黄金当前处于震荡三角,于高位承压后走弱;上方卖盘强势,长期下破风险较大。上方关注1224阻力和三角顶部阻力;下方关注三角底部支撑和整点支撑1201。 新浪声明:新浪网登载此文出于传递更多信息之目的,并不意味着赞同其观点或证实其描述。文章内容仅供参考,不构成投资建议。投资者据此操作,风险自担。相关的主题文章:

即便克重不降 血狐杀戮

" abjection noble " platinum prices fell to a minimum of ten years the Spring Festival sales are still light Sohu financing compared to gold and silver, is regarded as a family of metal "noble" platinum is now very lonely. From the 2008 financial crisis started Diaojia platinum has now dropped to about 10 years minimum, and during the Spring Festival this season is not prosperous. In February 3rd, Zhou Shengsheng’s platinum jewelry price was 314 yuan, a nearly 10 grams of platinum necklace, plus the cost of less than 4000 yuan. According to the salesman related stock movements, the highest listing price of platinum has reached 600 yuan grams, the same necklace price has now dropped half. Previously, the Reuters of 31 analysts and traders survey shows that this year’s platinum median estimate of $904 per ounce (about 185 yuan, the lowest price for G) since 2005, compared with the three months before the survey results of nearly 20% lower. Twenty-first Century jewelry network operations director Fan diligently to the surging news reporter said that platinum is mainly used for automobile parts industrial use, began in 2008 after the financial crisis fell, although after the rebound, but from 2011 yellow platinum prices began to appear upside down, now the price of platinum has been almost close to 2005 levels. Price declines did not promote sales growth. Zhou Dafu had released as of September 30, 2015 semi annual report shows that during the reporting period the platinum gold product sales fell by 24.4%, higher than the decline of watches and jewelry inlaid jewelry. The United States withdrew the impact of loose monetary policy and political, military and economic conflicts and other comprehensive factors, the international price of gold since last year of severe shocks, coupled with the 2013 "gold rush" caused by consumer overdraft, China gold jewelry demand sales slump. According to the data released by the International Platinum Association, the total retail sales of platinum jewelry dropped by 3% in 2014. Many jewelers in order to boost performance, to broaden the product category, for example, will Laofengxiang carvings and other new categories of products included in the enamel chain series, platinum has distinguished identity increasingly bleak. Compared with gold, platinum is purely consumer goods, no financial attributes. As far as the world is concerned, only the Japanese and Chinese like to make jewelry with platinum, and China is now the largest consumer of platinum jewelry in the world. The past few days adjacent with the Spring Festival, either gold or platinum weight prices rose slightly, but was forced by the situation, the general shopping malls counters are promotional activities, even if the weight does not fall, the fee can be discounted. Even so, the sale of platinum is still weak. Shopping malls front, more consumers in the purchase of gold jewelry. The sales staff said, Chinese had to buy gold jewelry before the spring festival tradition, this year with the development of 3D technology of hard gold, Gold Pendant style is rich, is very popular among young people, and now more for Platinum Wedding jewelry. In addition to the wedding market, platinum sales people also hope more pinned on the inlaid jewelry. Gao Weicheng, director general of the China Association of International Platinum Association, previously said that platinum and diamonds are more compatible, which is a major advantage of platinum, platinum inlay.

"落魄贵族"铂金价格跌至十年最低 春节销售仍清淡-搜狐理财   相比黄金白银,被视为金属家族中“贵族”的铂金如今却很落魄。  从2008年金融危机开始掉价的铂金如今已经跌至约10年最低,而且在春节这一销售旺季仍旺不起来。  2月3日,周生生当日的铂金饰品报价为314元 克,一根近10克的铂金项链加上工费不到4000元。据售货员介 相关公司股票走势 绍,铂金最高挂牌价曾到达600元 克,同样一根项链售价如今已经跌半。  此前,路透社对31位分析师和交易员的调查显示,今年铂金预估中值为每盎司904美元(约185元 克),为2005年以来最低均价,较三个月前的调查结果低近20%。  21世纪珠宝网运营总监范勤奋向澎湃新闻记者介绍说,铂金主要用于汽车部件等工业用途,2008年金融危机后开始出现下跌,后虽有反弹,但从2011年黄铂金价格开始出现倒挂,现在铂金的价格已经差不多接近2005年的水平。  价格下跌并没有促进销售增长。  周大福此前发布的截至2015年9月30日的半年报显示,报告期内铂金 K金产品的营业额下降了24.4%,高于钟表和珠宝镶嵌首饰的跌幅。  受美国退出宽松货币政策和地缘政治、军事、经济冲突等综合因素影响,国际金价去年以来震荡剧烈,再加上2013年“抢金潮”带来的消费透支,中国金饰品需求销售低迷。据国际铂金协会此前公布的数据,2014年铂金首饰零售总量下跌3%。  很多珠宝商为了提振业绩,不得不拓宽产品品类,譬如老凤祥将牙雕艺术品、珐琅等新门类纳入产品链系列,铂金曾经尊贵的身份愈发暗淡。  和黄金相比,铂金是纯粹的消费品,没有金融属性。就全球而言,只有日本人和中国人喜欢用铂金做首饰,中国目前是全球铂金首饰的第一消费大国。  近几日随着春节邻近,不管黄金还是铂金克重价格均略有上涨,但受形势所逼,一般商场柜台均有促销活动,即便克重不降,工费也能打折。  即便如此,铂金的销售情况仍然不振。商场柜台前,更多的消费者在选购黄金饰品。有销售人员表示,中国人本来就有在春节之前购买黄金饰品的传统,这两年随着3D硬金技术的发展,黄金挂坠的样式也丰富起来,很受年轻人的欢迎,而铂金现在更多是用于婚庆首饰。  除了婚庆市场,铂金销售人士还把希望更多地寄托在镶嵌饰品上。国际铂金协会中国区董事总经理高伟诚此前表示,铂金和钻石更为相配,这是铂金的一大优势,铂金镶嵌类市场也正在呈现增长态势,2014年铂金镶嵌类首饰表现抢眼,增长达到11%。相关的主题文章:

保险系互金公司在资本市场经常扮演买方 危险关系 跳跃的火焰

Department of insurance mutual gold platform Redubujian is expected to break the "peibenzhuanyaohe" – financial Sohu (original title: Department of insurance mutual gold platform Redubujian is expected to break the "peibenzhuanyaohe" status) Internet financial industry after the insurance agency began to reach the mighty wave crashing on a sandy shore, because the insurance institutions, robustness, strict risk control, so these the platform is more likely to survive, in turn for the insurance agency, can promote the received traffic. Internet banking in recent years due to tighter supervision and mismanagement, shut down or run on the platform constantly. In contrast, in Ping An insurance group, sunshine insurance group, Ampang insurance group led by a number of traditional large insurance firms have to Lu Jin, Jin Hui, state as well as innovation platform into the Internet banking industry, because of its professional ability to control the wind gradually favored by the majority of investors. Coincidentally, in October 20th, the insurance Department of the first payment service company officially announced the establishment of premium service. According to public information, one premium service with registered capital of 1 billion yuan, the insurance group holds 100% of the shares. As the first platform for the layout of the Internet in terms of Internet banking, PICC will be the core business of Inclusive Finance and automotive aftermarket. From the perspective of risk control, control is better than the large Internet Co and business department of mutual gold general platform with traditional financial institutions background banking and Insurance Department of mutual gold wind platform. But the specific financial service ability, unlike bank mutual gold company, insurance company often play each other a gold buyer in the capital market, invest in gold cross platform is to supplement the original business, the development of a more active. The insurance company can integrate quality resources, provide the breakthrough point for the Internet financial platform for profit, compared to other mutual gold company background is also easier to achieve profitability. PICC insurance Department launched first payment service company was formally established in October this year, the premium service, in April obtained the approval of the establishment of the China Insurance Regulatory commission. At the time of the establishment of the CIRC premium service proposed four requirements, mainly focus on four aspects of corporate governance, investment plan, risk aversion and information disclosure, thus the CIRC for premium service was established attention. It is understood that the premium service people mainly engaged in Internet financial information, technology and consulting services, mainly in the early inclusive financial and automotive markets. The concern is that both the inclusive financial business or automotive after market business, people are not subject to abandon the premium service insurance business, but the financial services and insurance derivatives with one hand, insurance business can bring customer traffic for financial services; on the other hand, financial services also enhance the user stickiness, the insurance business can play a role in feeding. At present, people are fighting for premium service approved payment and other financial licenses, then the financial sector of the Internet will get better service. Many insurance companies involved in Internet banking business in fact, people set up the insurance company premium service is not for the first time in the layout of Internet banking platform. In early 2011, Lu Jin Internet financial platform Ping An Insurance Institute was founded in 2012 March officially launched, currently owns a number of businesses and for personal financial services. Up to 201.

保险系互金平台热度不减 有望打破“赔本赚吆喝”-搜狐理财  (原标题:保险系互金平台热度不减 有望打破“赔本赚吆喝”现状)  互联网金融行业经过大浪淘沙,保险机构才开始杀入,由于保险机构的稳健性,风控严格,因此这些平台更容易存活,反过来对于保险机构来说,可以促进获客流量。  互联网金融近年来由于监管趋严和经营不善,停业或者跑路平台接连不断。  与之相对的是,以平安保险集团、阳光保险集团、安邦保险集团为首的多家传统大型险企相继以陆金所、惠金所、邦融汇等创新平台进入互联网金融行业,由于其专业系统的风控能力逐步受到广大投资者的青睐。  无独有偶,10月20日,保险系首个金服公司人保金服正式宣布成立。据公开资料显示,人保金服注册资金为10亿元,人保集团持有其100%的股份。作为人保集团在互联网金融方面布局的首个平台,前期将以普惠金融和汽车后市场作为公司核心业务。  从风控层面来讲,一般来说具有传统金融机构背景的银行系和保险系互金平台的风控要优于大型互联网公司和创业系互金平台。但就具体金融服务能力来说,与银行系互金公司不同,保险系互金公司在资本市场经常扮演买方,投入资源发展互金平台是原有业务的补充,发展更为活跃。  保险公司可以整合优质资源,为互联网金融平台盈利提供突破点,相比其他背景的互金公司也更容易实现盈利。  人保推出保险系首个金服公司  正式成立于今年10月份的人保金服,在4月份就得到了保监会的批准筹建。保监会当时对人保金服的设立提出了四点要求,主要集中在公司治理、投资方案、风险规避及信息披露等四个方面,由此可见保监会对人保金服成立的重视。  据了解,人保金服主要从事互联网金融信息、技术和咨询服务,前期主要以普惠金融及汽车后市场为主。  值得关注的是,无论是普惠金融业务还是汽车后市场业务,人保金服都没有摒弃主体的保险业务,而是将衍生的金融服务与保险结合,一方面保险业务能为金融服务带来客户流量;另一方面金融服务也增强了用户黏性,对保险业务可起到反哺作用。  目前人保金服也在争取获批支付等金融牌照,届时互联网金融板块将得到更好服务。  多家保险公司介入互联网金融业务  实际上,人保金服的成立并非保险公司在互联网金融平台上的首次布局。早在2011年,平安保险旗下的互联金融平台陆金所就已经成立,2012年3月份正式上线,目前旗下拥有针对于个人及企业的多项金融服务。截至2016年8月末,注册用户已超过2500万,今年上半年总交易金额达3.2万亿元。  中国平安在年报中披露,公司目前的互联网金融业务对整体业务已开始产生贡献,主要体现在为主营业务带来了新的获客方式,据了解,今年上半年新增的客户中,来自互联网的用户占比达35.9%。  除平安保险外,安邦保险、阳光保险在互联网金融方面都有所布局。安邦保险旗下的安邦金融于10月27日正式在金博会上亮相,安邦方面表示,安邦金融平台聚合了公司旗下多款保险、基金及理财等金融产品,还提供互联网借贷等服务。此外,在2014年12月份成立的邦融汇也是安邦旗下的互联网金融平台之一,不过据安邦相关人士介绍,邦融汇与安邦金融是两个完全独立的平台,前者主要侧重于个人投资理财产品的运营,而后者更加全面,可以购买保险、证券、银行理财产品等。  阳光保险旗下则有惠金所、笑脸金融两个互联网金融平台。惠金所于2015年7月推出,截至今年10月21日,惠金所注册用户已达50万人,线上交易金额达37亿。目前惠金所的业务体系包括线上投资业务和线下机构业务两块。其中,线上投资产品主要包括车、房产抵质押的固收产品、地方交易所发行的固定收益类理财计划、指数挂钩型产品等。线下机构业务则包括:ABS、FOHF、居间业务和机构投资多种业务类型,它们的资金端都是对接银行、保险、基金、信托、券商等机构。笑脸金融则成立于近期,据公开资料显示,笑脸金融由阳光保险集团与中国华电集团联合打造,主要专注于家庭财富管理业务。  上述提及的保险系互联网金融平台中,陆金所与惠金所显然已形成了自身的运营风格,即更多地倾向于机构业务而并非个人投资。  超九成互金平台未盈利  目前,我国的互联网金融平台可以粗略分为银行系、上市公司系、国资系、民营系、BAT系等,背靠保险公司的“保险系”互联网金融平台在竞争者众多的情况下优势十分明显。这些优势一方面来源于公众对于保险公司的信任,这种信任转移到保险系互联网金融平台上,间接拉低了获客成本。另一方面,作为主要控股的保险公司拥有很强的投资风控能力,资金安全性大大提高,对于追求稳健的投资者来说自然是较为稳妥的选择。  而从保险公司的角度来看,互联网金融平台的开创也能为其主体的保险业务带来新的流量,对于促进保险公司加快互联网步伐也有一定的战略意义。  但据统计,超过90%的互联网金融平台目前仍未实现盈利,保险公司在互联网金融平台上动辄数亿元的投资能否收回成本?何时才能实现盈利呢?  与普通的互联网金融平台有所不同,保险系互联网金融平台因为拥有更广阔的市场基础,所以能围绕个人或机构开展更多的金融业务,这也使得保险公司能够突破一般的互联网金融平台主要依靠利差、计息管理费、VIP费等方式赢取利润的盈利模式。相关的主题文章:

plus theory 千早滚地球

In September the first suite average mortgage interest rates continue to stabilize the Xi’an bank to cancel the mortgage lending fund Sina exposure: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click on [I want to complain], Sina help you expose them! China Daily reporter recently from third party data agency was informed that from the national average interest rate loans first suite trend, the first suite in September the national average interest rate of 4.44%, and last month, continue to stabilize. 4.91% year-on-year decline of 0.47% in September. In the 35 cities monitored, the lowest average interest rate was 4.12% in Tianjin, and the highest in Urumqi was 4.95%. As far as Xi’an is concerned, in September, some banks in Xi’an cancelled their mortgage preferences. China Daily reporter inquiries found that last year, the national preferential interest rate accounted for 59.25%, after the discount rate accounted for continued growth, the preferential interest rate accounted for 85.74%, down 0.35% from the previous month, the first decline. From the first suite of interest rate preferential terms, the month of the 533 banks, 10 percent off banks have the following preferential interest rate of 155, down 1 from last month, accounting for 29.08%, the highest rate for Beijing Huaxia Bank and Urumqi Pudong Development Bank, the implementation of the benchmark interest rate on floating 10%, of which 128 banks provide 15% off preferential interest rates of 13 banks offer 12% off discount rate, 5 banks offer a 18% off interest rate. In addition, 228 banks offer 10 percent off interest rates. In terms of Xi’an, compared with August, most banks mortgage interest rate policy consistent with September, but there are some banks to cancel mortgage concessions. In this regard, 360 financial analyst Wang Mengsheng said that the first decline 9 month of the first suite preferential interest rate banks chain, different city preferential different, this and all city prices or related. And the first decline in the national mortgage interest rate means that the bank’s interest rate discount is basically below the limit, and subsequent tightening may be favorable. Xi’an Qujiang City, a nonlocal brand developers, and they currently ICBC, BOC, CCB, bank and other banks have cooperation, according to the customer qualification, minimum may apply to the first mortgage discount 10 percent off. "The real estate situation is not quite the same." Zhang Jiwei, President of the Xi’an Chain Research Institute said that the bank will generally according to the cooperation, and the sale of customer evaluation to give the loan interest rate, the benchmark interest rate is the most common, "are unlikely to tighten or loosen the future." In stark contrast, the real estate leverage is growing. The August financial statistics report recently released by the central bank said last month, RMB loans increased 948 billion 700 million yuan, of which individual housing loans increased 528 billion 600 million yuan, accounting for 55.72%, become the main credit growth. Wang Mengsheng said, China residents leverage rapid rise, the government is now the main task is the policies applied by the city, control of land, the establishment of an effective mechanism to curb investment demand, to solve the rigid demand. Zhang Jiwei said, Xi’an real estate market development has been relatively stable, more than this year, the property market boom also did not follow the trend, plus theory

9月首套房平均房贷利率继续企稳 西安部分银行取消房贷优惠 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   华商报记者日前从第三方数据机构获悉,从全国首套房贷款平均利率走势来看,9月全国首套房平均利率为4.44%,和上月持平,继续企稳。同比去年9月的 4.91%下降0.47%。在监测的35个城市中,平均利率最低为天津4.12%,最高为乌鲁木齐4.95%。就西安而言,9月份,西安部分银行取消了房贷优惠。   华商报记者查询发现,去年同期,全国优惠利率占比为59.25%,此后全国优惠利率占比持续增长,本月优惠利率占比85.74%,较上月下降了0.35%,首次下降。   从首套房利率的优惠力度来看,本月全国533家银行中,提供9折以下优惠利率的银行有155家,比上月减少1家,占比29.08%,利率最高的为北京的 华 夏银行和乌鲁木齐的浦发银行,执行基准利率上浮10%,其中128家银行提供8.5折优惠利率,13家银行提供8.8折优惠利率,5家银行提供8.2折优 惠利率。此外,228家银行提供9折优惠利率。   就西安而言,与8月份相比,大多银行房贷利率政策与9月份一致,但也有部分银行取消房贷优惠。   对此,融360分析师王梦升分析说,9月份首套房优惠利率银行环比首次下降,不同城市的优惠力度不同,这与各个城市的房价高低有关。而全国房贷优惠利率首次下降意味着银行的利率优惠基本到了下限,后续可能收紧优惠。   西安市曲江某外埠品牌开发商介绍,目前他们和建行、中行、工行、交行等多家银行都有合作,根据客户资质的情况,最低可以申请到首套房贷9折优惠。“各楼 盘 的情况都不太一样。”西安链家研究院院长张计卫表示,一般银行会根据与楼盘的合作情况、客户评分等来给出贷款利率,目前基准利率是最常见的,“未来收紧或 放松的可能性都不大。”   与之形成鲜明对比的是,房地产杠杆越来越大。央行近期发布的8月份金融统计数据报告称,上月人民币贷款增长9487亿元,其中个人住房贷款增长5286亿元,占比55.72%,成为信贷增长主力。   王梦升分析说,中国居民的杠杆快速上升,政府现在主要的任务就是因城施策,控制地价,建立遏制投资性需求的有效机制,解决刚性需求。   张计卫说,西安房地产市场发展一直比较平稳,今年多地楼市暴涨也没有跟风,加上去库存的现实需求,不大可能会重启限购、限贷。 进入【新浪财经股吧】讨论相关的主题文章:

  广东2015年金融业和房地产业合计 齐齐哈尔医学院首页

The eastern province economic reports: preliminary results of follow-up industrial transition pressure (Figure) – Sohu financial review twenty-first Century macro research institute through the analysis of the above six fiscal revenue fiscal revenue structure after that, body mass, and can maintain a high growth rate, is relatively stable and economic operation of the new economic growth point layout. Twenty-first Century macroeconomic analyst Zhou Xiaoxiao 2015, China’s economic growth into the "new normal", the growth rate from high speed down to medium and high speed. As a pioneer area, the East has shown vigor in the "new normal" after the "economic shift". Guangdong, Jiangsu, Shandong, Shanghai, Zhejiang, Beijing six provinces and cities, to maintain the top six fiscal revenue scale in 2015, the size of the obvious advantages, and the growth rate gratifying. At the same time, the growth rate of the same level of local financial revenue in the same period was 4.8%, and the fiscal revenue growth in these provinces remained within the range of 7.8%~13.3%. In twenty-first Century, the macro research institute analyzed the fiscal revenue structure of the above six areas and found that the volume of fiscal revenue was large and maintained a relatively high growth rate, which was relatively stable in economic operation and more in the new economic growth point. But note that in 2015 some special situation, will not continue until 2016. The industrial structure and layout of the eastern six provinces are different, which makes the income situation also differentiated. In twenty-first Century, the macro research institute will comprehensively analyze the six largest economies of fiscal revenue in 2015 from the perspective of the relationship between industry and financial revenue in the form of medical reports. The advantage of income scale is obvious: the benefit of local economic development is dominant and the scale of local fiscal revenue can reflect the benefit of local economic development to a certain extent. From the data released by the provinces in 2015, the income of the top six eastern provinces obvious advantages, income scale of more than 400 billion yuan. You know, in addition to the six provinces and cities, the income scale of slightly more than 300 billion yuan of the provinces only 3, most of the provinces (17 provinces) income concentrated in 100 billion -3000 billion yuan scale. At the same time, these provinces revenue growth is generally higher. In 2015, the national revenue increased by 5.8% with the same caliber, and the revenue of the local level increased by only 4.8%. In the six developed provinces, the lowest growth rate of fiscal revenue is still 7.8%. Among them, Beijing, Shanghai revenue growth also rebounded contrarian, fiscal revenue growth in 2015 comparable growth of 12.3%, 13.3%, compared with 2014 growth rate also increased by 2.3 and 1.7 percentage points. The service sector has a large income scale, a high growth rate and a high gap, and the gap between the six provinces in the East and other provinces is widening. This is due to the fact that the local economy is more stable and has bright spots. For example, the advantaged Beijing and Shanghai, the tax contribution is high, the proportion of local fiscal revenue in Shanghai and Beijing accounts for 22.1% and 20.6%, and the output of tax is far more than Guangdong, Jiangsu and other provinces in. Shanghai’s GDP tax output is almost two times that of Jiangsu and Zhejiang. This is due to the unique industrial structure of the two cities, Beijing and Shanghai services accounted for the proportion of GDP has reached 79.8%, 67.8%. Especially the owl

东部财政大省经济体检报告: 转型初具成果 后续工业承压(图)-搜狐财经导读  21世纪宏观研究院通过对上述六地财政收入结构分析后认为,财政收入体量大,且能保持较高的增速,在于经济运行相对稳健、新经济增长点布局较多。  21世纪宏观研究院分析师 周潇枭  2015年,中国经济增长进入“新常态”,增速从高速回落至中高速。  而作为先发地区,东部在经历了“经济换挡”后在“新常态”下展现出了活力。广东、江苏、山东、上海、浙江、北京六省市,保持2015年财政收入规模前六位,规模优势明显,且增速喜人。同期全国地方本级财政收入同口径增速为4.8%,这些省份财政收入增速保持在7.8%~13.3%的区间内。  21世纪宏观研究院通过对上述六地财政收入结构分析后认为,财政收入体量大,且能保持较高的增速,在于经济运行相对稳健、新经济增长点布局较多。  但需要注意的是,2015年一些特殊的形势,恐难持续到2016年。东部六省产业结构和布局有所不同,使得收入形势也有所分化。  21世纪宏观研究院将以体检报告的形式,从产业与财政收入的关系,全面剖析2015年财政收入规模最大的六省经济。  收入规模优势明显:地方经济发展效益占优  地方财政收入规模,在一定程度上能反映地方经济发展效益。从各省公布的2015年数据来看,收入规模靠前的东部六省优势明显,收入规模在4000亿元以上。  要知道,除了这六个省市,收入规模略超过3000亿元的省份只有3个,绝大部分(17个省份)收入集中在1000亿-3000亿元规模。  同时,这些省份财政收入增速普遍较高。2015年全国财政收入同口径增长5.8%,地方本级收入同口径仅增长4.8%。而发达六省中,财政收入增速最低的仍有7.8%。其中,北京、上海财政收入增速还逆势回升,2015年财政收入增长可比增长12.3%、13.3%,相较2014年增速还提高了2.3和1.7个百分点。  服务业带动明显  收入规模大、增速且高,东部六省与其他省份的差距在拉大。这得益于当地较稳健、有亮点的经济运行现实。  例如得天独厚的京、沪两地,税收贡献度高,上海、北京地方财政收入占GDP的比重为22.1%和20.6%,税收产出量远超广东、江苏等省。上海GDP税收产出量,几乎是江苏、浙江的两倍。  这得益于两市独特的产业结构,北京、上海服务业占GDP的比重已经达到79.8%、67.8%。尤其是金融业、商务租赁、信息技术等现代服务业占比较高,还有两地得天独厚的总部经济效应,使得单位GDP产出税收度较高。  服务业对浙江经济的带动也明显。浙江2015年营利性服务业、金融业和房地产业增长较快,分别增长22.0%、12.3%和9.9%,拉动GDP增长1.6、0.9和0.5个百分点。其中,浙江突出的信息经济核心产业,2015年该产业增加值达到3310亿元(规模超过浙江省金融业增加值),且保持16%的高速增长。  广东2015年金融业和房地产业合计,对经济增长的贡献率为20.5%,拉动GDP增长1.7个百分点。  此外,还有“互联网+”带动的新业态,如网络零售额、电子商务交易量、快递业务量和快递收入、跨境电商进出口额等,在这些省份均保持较快增长。  如广东2015年规模以上互联网和相关服务业营业收入增长20.5%,软件和信息技术服务业营业收入增长17.6%。  工业转型初具成效  广东、江苏、浙江、山东第二、三产业规模相当,单位GDP的税收贡献度也大致相当,山东略低。四省单位GDP贡献财政收入(地方财政收入占GDP比重)分别为12.9%、11.4%、11.2%和8.8%。  在产能过剩、需求走弱背景下,工业企业效益较差,2015年全国规模以上工业企业利润下降2.3%。但广东、浙江、江苏规模以上工业企业利润总额仍保持相对稳定,同比分别增长8.2%、9.1%、5%。  山东2015年前11个月,规模以上工业企业利润实现7650亿元,下降2.6%。2015年全年规模以上工业企业利润达到8200亿元,占全国比重为14%,比“十一五”末提高了2.5个百分点。  工业利润保持稳定增长,一定程度反映转型升级成果。如浙江2015年高新技术产业、战略性新兴产业、装备制造业增加值,在规模以上工业中占比分别提高1.3、0.6和1.5个百分点。  后续承压情况各有不同  这六个省市无疑是中国经济最活跃的地区。尽管2015年经济增长以及财政收入方面颇多亮点,但在全国经济下行压力加大背景下,也难以独善其身,财政后续增收压力仍大。  首先是,2015年一些特殊的形势,恐难持续到2016年。如金融业,尤其是2015年股市交易异常活跃,推高北京、上海两地财政收入,伴随着央行的降息和股市交易量的下降,2016年要再创新高有难度。房地产业,2015年在大量利好政策刺激下,对地方收入贡献大。如2015年浙江房地产销售回暖明显,但高库存压力下,浙江全年房地产投资仍为负增长。  其次是,六个省市仍处于转型阶段,经济增长、财政收入增长均面临一些不确定、不稳定的因素。  例如,广东2015年存在省内区域分化明显的情况,珠三角九市一般公共预算收入分别增长14.3%,而粤东西北收入增长为4.2%,基本为全国平均水平;且增速回落明显,相较2014年回落了8.5个百分点。  我国正处于“去产能”的过程中,期间工业增长乏力、工业企业效益较差会是常态。例如,上海财政局认为,2016年工业增长乏力,将加大财政增收难度。  再如浙江,到2015年末,规模以上工业有亏损企业5821家,亏损面14.5%,比2014年末扩大3.1个百分点,亏损额增长34.3%;规模以上工业主营业务收入同比下降1.1%,但企业应收账款依然增长8.2%,部分企业资金回笼困难。这在税收上的表现是,浙江2015年企业所得税仅增长4.2%,而同期全国平均增速为10.1%。  山东则需要寻找新的财税增长“亮点”。山东GDP和财政收入规模体量大,但亮点不多,与实体经济密切相关的税收收入增长为6.0%,而房地产、金融行业对山东带动作用也并不明显。  同时,山东经济结构偏重,且不少产能过剩领域,如石油、钢铁等资源产业。据山东地税数据,截止到2015年11月份,山东省内大中型煤炭企业亏损面已达到70%以上,直接影响企业所得税收入,2015年企业所得税收入同比下降1.3%。原油等资源价格下跌,使得资源税收入大幅减收,2015年全省资源税同比下降13.2%。  为抵消上面产能过剩行业带来的减收作用,山东税收“新亮点”来自于租赁和商务服务业、建筑业。建筑业税收增长较快,得益于山东固定资产投资保持较快增长,以及加强对政府工程税收的管理;而企业分红增加、减持股份和清理政府资产经营公司税收等一次性收入,促进了商务租赁、居民服务、公共管理等其他服务业地税收入的快速增长。  作者:周潇枭相关的主题文章:

那绝对非范爷莫属 新疆大学软件学院

Actress sister when the actor who is cool up in addition to wear skirts and which way to lead: Recently, the fashion circle of androgyny is the wind blowing more intense, this trend is different from the past, the actor who no longer challenge dresses, but the actress who have played "offensive", but also from time to time to tease a sister. Do actresses want to rob the actor’s job?! Aside from wearing skirts, are there no ways for actors to walk?! (Editor: Gon Freecss @ off meat) actress who plays the role of "big push" Princess Xu Qing to Xu Qing when the small ye ye Wu Yifan has other small cos after decades of small lift, Princess disease rampant goddess Xu Qing, recently drying out a new shape, with a small Wu Yifan ye in the "old gun." the shape similarity of 90%! Xu Qing also joked "micro-blog" old gun "if a sequel, for me to play small good men". Is this rhythm going to make Wu Yifan play a "talk box"?! Brother sister Peng Liao "offensive", Nirvana said some time ago burst of red network drama "Princess promotion" is a real actress will attack air fan children to a climax, the female advocate love in the drama resorted to a variety of Liao Mei nirvana, even with the prince dancing waltz, male jump step it is Zhang tian’ai. Megan Lai Liao Mei recently, hot on micro-blog’s "offensive" and the goddess Megan Lai! Yes, you are not wrong, she had N Taiwan idol play that sweet wind, today is the "offensive". The wall of Xiong Bao, Dong, kissed his forehead…… these tease sister skills, Megan Lai is everything to know. Styling also put aside the princess skirt, replaced with all black handsome suit. Megan Lai was such a fan ye also said to sister Liao master in fashion circles who put offensive fan children wear the most fashionable, it is none other than the fan ye. As early as a few years ago in the fashion blockbuster, Fan Ye combed back, dressed in boyfriend’s cool cool suit, half naked models photographed. Some time ago, Fan Ye is a flower arm with large grain black cover shoot together. So, where is the cover of a couple? It’s just a couple of good friends. Give the guys a picture of the road: in addition to wearing skirts, you still have a choice! Not all like nine king wear skirt perspective high slit! Look at the actor who got jobs to be actress sister away, editors also worry about them. In fact, it’s not difficult to get back the hearts of the girls, except for the skirt! PK want to play off big offensive handsome women, the key is to restore the man!   don’t be afraid. Besides wearing skirts, you have a choice. Manly weapon: fur coat! Save the man taste, rely on large leather men dress with a single product, the most representative is the black suit and leather suit, since has been robbed of their big offensive, that they must not let leather metrosexual man! Leather clothing is just a symbol of male hormones, regardless of rough big leather clothes, or handsome and delicate locomotive jacket, in order to retain the heart of sister paper, you must have such a single product! And don’t think about any other color, black, no choice. Cool, just don’t show up, except fur! 女星扮酷撩妹时 男星们除了穿裙子还有哪条路    导语:近日,时尚圈的雌雄同体风是愈刮愈烈,这股风潮跟以往不同的是,男星们不再挑战裙装,而是女星们纷纷扮起了“大总攻”,而且还时不时地撩个妹。难道女星们要把男星的饭碗也抢了?!除了穿裙子,男星们难道已经无路可走?!(编辑:@小杰掉肉肉)   女星们扮起“大总攻” 公主许晴竟要当小爷 许晴造型cos小爷吴亦凡   已经当了几十年的小公举,公主病泛滥的女神许晴,近日晒出了一款全新造型,跟小爷吴亦凡在《老炮儿》中的造型,相似度有90%!许晴还在微博中调侃到“《老炮儿》要是拍续集,换我来演小爷儿好不好呀”。这节奏下去,难道要让吴亦凡演“话匣子”?! 芃哥的撩妹神技   说到“大总攻”,前段时间爆红的网剧《太子妃升职记》是实实在在的将女星的攻气范儿推向了高潮、女主张天爱在剧中使出了各种撩妹神技,就连跟太子跳场华尔兹,跳男步都得是张天爱。 赖雅妍撩妹   近期,在微博上大热的“总攻”女神还有赖雅妍!是的,你真心没看错,曾经N部台湾偶像剧中那个甜美风的女主,如今也是“大总攻”的代言人。壁咚、熊抱、吻额头……这些撩妹技能,赖雅妍是样样在行。造型上也撇开了公主裙,换上了全黑色帅气西装。 赖雅妍原本是这样 范爷也是撩妹高手   要说时尚圈里谁把总攻范儿穿的最时髦,那绝对非范爷莫属。早在几年前的时尚大片中,范爷就梳起背头,穿上男友风的帅酷西装,抱着半裸模特拍照了。前段时间,范爷更是纹起了花臂跟大黑牛一起拍摄封面。那哪里是情侣封面,完全就是一对好哥们。    给男星们指条明路:除了穿裙子,你还有的选! 总不能全像九王一样穿上高开叉的透视裙吧!   看着男星们撩妹的饭碗都要被女星抢走了,编辑也是替他们担心。其实想要夺回妹纸们的心一点都不难,除了穿裙子,男星们还有的选!想要PK掉扮起大总攻的帅气女星们,最关键的就是要挽回男人味!  别怕,除了穿裙子,你还有的选。   男人味的利器:皮衣! 挽回男人味,全靠大皮衣   说起男人味的着装单品,最具代表性的就是黑色西装和皮衣,既然西装已经被大总攻们抢走了,那型男们一定不能再放过皮衣!皮衣简直就是男性荷尔蒙的象征,不管是粗狂的宽大皮衣,还是帅气精致的机车夹克,要想留住妹纸的心,你们就必须有这样一件单品!并且,不要考虑什么其他颜色,就是黑色,没得选。 一酷到底,干脆不露脸   除了靠皮衣耍帅之外,型男们还要保住自己在时尚圈的神秘感。够神秘才够酷嘛!快来看看欧巴权志龙的示范,不管你穿的多考究,都敌不过他的“遮面造型”酷劲儿足。 Chanel秀场,看GD这霸气的小表情 当个呆萌段子手,其实也不错   说起挽回男人味,小爷吴亦凡还做出了个不错的示范,那就变身段子手。看着小爷在电影《老炮儿》中,那架势十足的一身黑造型,再搭配上他那圆寸的发型,瞬间撩妹无数。可吴亦凡偏偏不仅靠这份酷帅抢镜,他还是位名副其实的段子手、表情帝。酷感型男加上幽默搞怪的内核,妹纸们怎么能不爱?! 表情帝吴亦凡 盛一伦、Rain大胆露肉   如果前三项都还不足以帮男星们挽回面子,那就只能学学太子盛一伦和天王Rain来放大招啦。那就是直接变身行走的荷尔蒙,疯狂秀腹肌!盛一伦半裸给粉丝签名,Rain则在演唱会中湿身露肉,果然,好身材才是最好的造型!相关的主题文章:

caudalie grape seed 中国好声音胡梦周

After the festival, stay up late and go to work? No wonder no one gives you a raise: after the start of the year, a lot of people worry about sleep because of the "new year syndrome"! Do you have this kind of trouble? The boss will not give you a raise if you keep an overnight face to work! Learn how to recover the energy of skin and body with Hou Cong teacher. (source: Poster fashion network) after the festival, stay up late to go to work? No wonder no one gives you the first raise: using essential oil to relax the nerve, the teacher said: pressure will cause a large number of free radicals, at the busy work point, some of the essential oil with soothing pressure will relieve people’s fatigue. Like lavender essential oil, bergamot essential oil, rose essential oil and so on. Relying on plant aromatherapy to relax nervous nerves during work is natural and pleasant. Work with half the effort! Editor: origins (Origins) compound vitamin goodnight oil origins (Origins) compound vitamin 30ml oil price: good night RMB290 product details Origins Wyatt source of wood composite oil, rich in vitamin night Cranberry seed sage, pomegranate and other 8 natural plant oils, scientific formula, the golden ratio, help the skin to enjoy the night beauty sleep. 8 natural plant essential oil contains rich vitamin C and vitamin B, nutritional supplement for the skin, can reduce skin and old waste cutin, and brighten skin, make skin glow; orange flower, vanilla and pleasant aroma, let the skin in the morning of the second day stand now smooth, moist, full of vitality! Melvita Lily oil Melvita Lily oil price: RMB255 50ml product details contain lily essence, help to protect the skin gloss, and then achieve the effect of uniform skin color. Can effective protection and soothing skin damage caused by the sun, and Fu containing antioxidants, help skin is white, tender and smooth, make skin healthy and glossy shine. How about the use of essential oils when fighting against staying up late? Here are two ways of using OL: when you go to work, put an oil atomizer beside your computer. 3-5 drops of essential oil drop in the atomizer, use the atomizer to disperse the essential oil into small molecules, disperse in the air, faint fragrance makes people refreshing, eliminate fatigue, make a natural moisturizing spa for the skin, but also purify the air. After work, the essential oil is evenly applied to the face, from the bottom up, gently pulling from the inside to outside. Gradually massage from the back of the ear to the mandible, the concave of the scapula and the axillary lymph nodes, promote the circulation and metabolism of the body, and eliminate the toxins in the body. Recommendation: caudalie grape seed (Caudalie) Fu Yan night whitening essential oil Ou Tili (Caudalie) of grape seed oil price: Fu Yan night whitening RMB348 30ml product details 100% plant extracts of natural essential oils can be dry at night, relieve the fatigue of the skin, promote cell regeneration, and make skin get rid of the pressure caused by pollution, ultraviolet radiation, etc. damage, air prevents free radical oxidation reaction

节后顶着熬夜脸去上班?难怪没人给你加薪   导语:年后开工,很多人都因为“过年综合症”而焦虑得没睡好觉!你是不是也有这样的困扰呢?顶着一张熬夜脸去上班,老板也不会给你加薪啊!快跟侯聪老师学习一下如何恢复肌肤和身体的能量。(来源:海报时尚网) 节后顶着熬夜脸去上班?难怪没人给你加薪   第一招:用精油放松神经   侯老师说:压力会造成自由基大量的产生,在繁忙的工作时点上一些有舒压作用的精油会使人解除疲惫。像薰衣草精油、佛手柑精油、玫瑰精油等等。依靠植物芳香疗法放松工作时紧张的神经,令人心情自然愉悦。工作起来事半功倍!   编辑推荐: 悦木之源 (Origins)复合维他命晚安精油   悦木之源 (Origins)复合维他命晚安精油   售价:RMB290 30ml   产品详情   Origins悦木之源复合维他命晚安精油富含蔓越莓籽、鼠尾草、石榴等8重天然植物精油,科学配方,黄金配比,帮助肌肤畅享一夜美容觉。8重天然植物精油所蕴含的丰富维他命C和维他命B,为肌肤补充营养,更能减少死皮和老废角质,同时提亮肤色,让肌肤焕发光采;橙花、香草等的怡人香气,让肌肤在第二天清晨立现柔滑、滋润,充满活力! Melvita百合油   Melvita百合油   售价:RMB255 50ml   产品详情   赋含百合精华,有助于保护皮肤光泽度,进而达到均匀肤色的效果。能够卓效保护和舒缓阳光带来的肌肤伤害,同时赋含抗氧化物质,有助肤色匀净,清透嫩滑,令肌肤闪耀健康光泽。 对抗熬夜脸   那么如何使用精油呢?这里介绍两种适合OL们的使用方法:   上班时,在电脑旁放一台精油雾化器。3-5滴精油滴在雾化器中,利用雾化器将精油分散成小分子散布在空气中,淡淡的清香使人提神醒脑,消除疲惫,为肌肤做一个天然保湿spa的同时还可以净化空气。   下班后,可取精油均匀涂抹在面部,由下向上,由内向外轻轻提拉。慢慢从耳后至下颌、肩胛骨凹陷处和腋下的淋巴结按摩,促进淋巴循环和新陈代谢,排除体内毒素。   推荐: 欧缇丽 (Caudalie)葡萄籽赋颜夜间焕肤精油   欧缇丽 (Caudalie)葡萄籽赋颜夜间焕肤精油   售价:RMB348 30ml   产品详情   100%植物萃取的天然干性精油,可在夜间缓解肌肤疲劳,促进细胞再生,并让肌肤摆脱由压力、污染、紫外线辐射等造成的损伤,阻止自由基的氧化反应,使肌肤永葆青春活力。本款天然混合精油包含5种精油和3种植物油,以最佳平衡配比精心调制而成,功效显著。 香奈儿 (Chanel)奢华精萃精华油   香奈儿 (Chanel)奢华精萃精华油Sublimage L EXRAIT   售价:RMB4180 15ml   产品详情   香奈儿奢华精萃精华油实现肌肤深层修护,释放赋活功效。每一滴奢华精萃精华油都蕴含浓缩的“绿色钻石”五月香草荚果精华。精油质地实现深层修护,连续使用,肌肤宛如再生。 本文导航 晚睡,却不晚洗   第二招:晚睡,却不晚洗   大家都知道每天11:00――12:00点进入睡眠是最好,不过现实是,有时候不得已需要熬夜,或者是失眠睡不着。这个时候为了好好的修复疲惫的肌肤,就要提早做好保养准备。   首先将带了一天的妆容卸除干净,再用温和的洁面产品清洁面部,然后涂抹含有丰富营养的保湿型护肤品。轻拍至吸收如果是在家里加班,home office的话,不妨回到家先卸妆,洗脸。但是别忘记,临睡前再做一次护肤。   第三招:让眼睛有神起来!   黑眼圈很容易让一个人看起来没精神,从早到晚都要面对电脑就很累了,晚上还要对着电脑加班,所以松弛的眼袋、皱纹和黑眼圈就会趁这个时候偷偷的爬到你的眼部周围。熬夜后的眼部护理千万不能忽略,挑选眼霜时最好选择可以促进眼部微循环效果的产品。   编辑推荐: 馥蕾诗 (Fresh)睡莲滋润活颜眼霜   馥蕾诗 (Fresh)睡莲滋润活颜眼霜   售价:RMB400 15ml   产品详情 海蓝之谜 (La Mer)浓缩修护眼部精华霜   海蓝之谜 (La Mer)浓缩修护眼部精华霜   售价:RMB1700 15ml   产品详情   蕴含三种不同形式的品牌灵魂成分-神奇活性精萃,丰盈润泽的浓缩修护眼部精华霜,加速眼周微循环,淡化黑眼圈,回复明亮、平滑和饱满弹性。   侯聪老师建议:   把你的眼膜一半放在冰箱冷藏;一半放在室温,晚上睡前使用室温眼膜好吸收;起床后使用冷藏眼膜帮助消浮肿。当然,对于眼部浮肿,也可以前一夜在冰箱冷藏格里放一把勺子,早晨醒后用冰过的勺子敷一下眼部,促进血液循环,使浮肿尽快消失。   编辑推荐: HR赫莲娜 (Helena Rubinstein)悦活新生修护眼膜   HR赫莲娜 (Helena Rubinstein)悦活新生修护眼膜   6对   产品详情   HR赫莲娜 (Helena Rubinstein) 首款SOS眼膜,即刻舒缓眼周,一次等同15天眼霜使用。尖端生物纤维科技,利用生物发酵技术制成会呼吸的眼膜材质。丝丝贴合肌肤纹理,赋予眼周温和舒缓的呵护,和细腻奢华的舒适触感。迅速消退眼周浮肿,提升眼周轮廓。有效改善眼周初老迹象。 贝佳斯 (Borghese)矿物营养润肤眼膜   贝佳斯 (Borghese)矿物营养润肤眼膜   售价:RMB520 60P   产品详情   时间的痕迹一般最早在眼部肌肤浮现,因此它需要我们特别呵护。只需5分钟,矿物营养润肤眼膜即时舒缓眼部周围的幼细皮肤。眼睛敏感或佩戴隐形眼镜者适用。   第四招:用两次精华产品!   长时间面对电脑,会使肌肤严重干燥缺水,这个时候的保湿尤为重要!侯老师建议大家将保湿抗氧化的精华放在所有精华类产品的第一步、最后一步。使用两次。这样不仅能使前面的精华加速渗透至肌底,还可以把所有的滋润成分牢牢锁住。最后千万别忘了再使用一款适合晚间修复的面霜,更加深层的滋润肌肤并防止营养成分的流失。 熬夜后不要疯狂睡眠补觉   第五招:熬夜后不要疯狂睡眠补觉   很多朋友熬夜后,喜欢睡懒觉!觉得这样可以把失去的睡眠补回来。其实稍微比平时多睡一两个小时是ok的。但是如果睡得过多,身体会分泌“褪黑素”这种成份。让你接下来的一天都感觉昏昏沉沉的很不舒服。所以,熬夜后不妨试试看去游泳,或者跑步。通过运动调节内分泌。当晚正常时间入睡,你会发现完全没有熬夜后的疲惫感。 更多精彩内容,请关注新浪时尚官方微信公众号 本文导航相关的主题文章:

相关的结果发表在近期的《自然》 河北北方学院东校区

The "self timer" under the skin: micro camera tracking the blood flow, "Coded Hemodynamic Imaging" technology can observe the blood flow under the skin of the whole body, the blood pulse clearly displayed. The researchers believe that this device will not only help prevent sudden cardiovascular disease, but even predict it. Professor Wong Alexander and Robert · amelard is extracted from the data analysis of new equipment. The device can amelard confidence in the human body safety, neither X nor the use of ultrasonic radiation. Sina Technology News Beijing on February 5th news, according to the British "Daily Mail" reported, called "encoding imaging" (Coded Hemodynamic Imaging) the new equipment will be born, perhaps the future will replace the stethoscope, blood pressure monitoring and blood flow of the needle. According to the introduction, this new technology can observe the blood flow under the skin of the whole body, the blood pulse clearly displayed. The researchers believe that this device will not only help prevent sudden cardiovascular disease, but even predict it. This is the first removable non-contact device that allows doctors to monitor the blood flow in a patient’s body, says researchers at the University of Waterloo. "Conventional systems are widely used at present is to read the blood pulse at a point on the body," the design of system engineering of University of Waterloo doctoral student Robert · amelard (Robert Amelard) said, "this device is like many virtual sensors work together to measure the blood flow of different parts of the body. It can transmit all the measured data of the pulse points to the computer for continuous monitoring." In other words, this device is like a camera that can see through the skin deep enough to highlight the flow of blood. "Coded blood flow imaging" requires a light source to visualize blood flow at different locations through the design of medical hardware and digital signal processing. In fact, it is only imaged by the interaction of light and blood. The device can amelard confidence in the human body safety, neither X nor the use of ultrasonic radiation. The feasibility of long distance monitoring of photoplethysmographic imaging (PPGI) technology was studied and the results were published in the journal Nature (Nature) recently. There are two experiments using cameras and LED light sources. In the first experiment, the experimenter was asked to place his fingers between the light source and the camera, the distance between the two was 20 centimeters; in the second experiment, they repeated the action, but this time the camera and the light source were 1.5 meters apart. "Although some brief pulses were eliminated – not all samples were so, but all participants were able to identify the underlying heart rate," the study said

皮肤下的“自拍”:微型摄像机追踪血流情况   “编码血流成像”(Coded Hemodynamic Imaging)技术可以观察全身皮肤下方血液的流动情况,将血液脉搏清晰地显示出来。研究者相信,这一设备不仅能够帮助预防突发的心脏血管疾病,甚至还有可能做出预测。   Alexander Wong教授和罗伯特·阿姆拉尔正在分析由新设备提取的数据。阿姆拉尔自信该设备可以在人身上安全使用,既没有X射线辐射,也不使用超声波。   新浪科技讯 北京时间2月5日消息,据英国《每日邮报》报道,一种名为“编码血流成像”(Coded Hemodynamic Imaging)的新设备即将诞生,未来或许将取代听诊器、血压计和监测血流情况的针头。据介绍,这项新技术可以观察全身皮肤下方血液的流动情况,将血液脉搏清晰地显示出来。研究者相信,这一设备不仅能够帮助预防突发的心脏血管疾病,甚至还有可能做出预测。   加拿大滑铁卢大学的研究者称,这是第一款能让医生监控病人全身血流情况的可移动式无接触设备。“目前广泛使用的常规系统是在身体的一个点上读取血流脉搏,”滑铁卢大学系统设计工程的博士生罗伯特·阿姆拉尔(Robert Amelard)说,“而这个设备就像是许多虚拟传感器一起工作,对身体不同部位的血流情况进行测量。它能将所有这些脉搏点的测量数据传输到计算机中,进行连续的监测。”换句话说,这一设备就像一台能够看透皮肤深处的摄像机,可以把血液流动情况高亮显示出来。   “编码血流成像”需要一个光源,并通过医疗硬件的设计和数字信号过程对不同部位的血液流动进行可视化,实际上它只通过光与血液的相互作用进行成像。阿姆拉尔自信该设备可以在人身上安全使用,既没有X射线辐射,也不使用超声波。   研究者对“光电容积描记成像”(photoplethysmographic imaging, PPGI)技术进行长距离监测的可行性进行了实验,相关的结果发表在近期的《自然》(Nature)杂志上。有两个实验都采用了摄像机和LED光源。第一个实验中,实验者被要求将手指放在光源和摄像机之间,二者距离为20厘米;第二个实验中,他们重复了这一动作,只是这一次摄像机和光源相距1.5米。   “尽管有些短暂的脉动被剔除——并非所有样本都如此,但所有参与者的基础心率都可以识别出来,”研究论文称,“这表明(距离变长后)两次脉动间的时间分析变得困难了,但心率在长距离PPGI监测中还是可识别的。”   实验结果表明,“编码血流成像”系统在两种情况下都是成功的。阿姆拉尔认为,该设备将帮助老年人识别血流问题,并预测未来是否会出现血管阻塞。   “因为这一设备能同时对多名患者进行扫描,而且是在一段距离外,可以想见它在大规模紧急事件或长期家庭医疗中的前景,”参与设备开发的Alexander Wong教授说,“这项技术提供了一种更有预见性的方法,能对重症进行监测。它的应用前景也很广,如指示一些可能难以检测到的动脉阻塞,或者为站立时可能因头晕而倒地的老年人提供预警。”(任天)相关的主题文章: